Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Share Capital
3128.05
3115.02
3109.77
3105.36
3104.15
Equity - Authorised
5000.00
5000.00
5000.00
5000.00
5000.00
Equity - Issued
3128.05
3115.02
3109.77
3105.36
3104.15
Equity Paid Up
3128.05
3115.02
3109.77
3105.36
3104.15
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
34.10
30.79
13.15
9.54
9.79
Total Reserves
47550.56
42515.33
37365.33
34470.98
31107.57
Securities Premium
13765.62
13700.48
13676.06
13656.75
13651.24
Capital Reserves
1480.52
1431.06
1403.41
1196.75
669.08
Profit & Loss Account Balances
16768.20
13848.80
11072.70
9385.30
7626.09
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
15536.21
13534.99
11213.15
10232.18
9161.15
Reserve excluding Revaluation Reserve
44649.87
39546.07
35111.99
32157.36
28733.68
Revaluation Reserves
2900.69
2969.26
2253.34
2313.62
2373.89
Deposits
493530.34
412389.08
346916.87
297038.65
303699.29
Demand Deposits
24129.50
21141.36
21303.94
20343.64
19169.23
Savings Deposit
104294.91
87814.70
71506.90
47521.46
46023.00
Term Deposits / Fixed Deposits
365105.94
303433.02
254106.04
229173.54
238507.06
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
62194.75
41181.20
40818.40
44822.51
34079.51
Borrowings From Reserve Bank of India
8760.00
1000.00
1000.00
1000.00
410.00
Borrowings From Other Banks
250.00
250.00
550.00
700.00
0.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
49350.70
36931.20
34768.40
36256.51
26803.51
Borrowings in the form of Bonds / Debentures
3000.00
3000.00
4500.00
6866.00
6866.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
834.05
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
23931.88
24427.28
19702.11
16574.25
13051.09
Bills Payable
9565.58
10875.70
6899.42
4723.05
3078.82
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
6152.39
4616.05
3821.85
4249.08
4414.54
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
8213.92
8935.54
8980.84
7602.12
5557.73
Total Liabilities
630369.67
523658.69
447925.61
396021.29
385051.41
Cash and balance with Reserve Bank of India
28669.32
20306.04
31075.01
11828.87
10297.98
Cash with RBI
26812.54
18459.74
29157.02
9855.04
8079.87
Cash in hand & others
1856.78
1846.30
1917.99
1973.83
2218.12
Balances with banks and money at call
1989.55
3378.20
9832.60
18564.55
25160.72
Investments
162108.48
125824.57
90506.54
84136.93
77415.03
Investments in India
162108.48
125824.57
89673.24
83392.04
76944.26
GOI/State Govt. Securities
123792.63
99279.80
75764.23
67370.40
61363.14
Equity Shares - Corporate
296.30
225.99
225.99
237.56
172.36
Debentures & Bonds
997.57
1236.73
1246.77
1295.90
150.16
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
36948.20
24856.51
12436.25
14488.19
15258.60
Other Investments
73.78
225.54
0.00
0.00
0.00
Investments outside India
0.00
0.00
833.30
744.89
470.77
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
833.30
744.89
470.77
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
409245.65
343780.43
290957.81
257371.97
253452.92
Bills Purchased & Discounted
2654.04
6760.73
4719.72
1829.87
1092.85
Cash Credit, Over Draft & Loans repayable
53040.47
46201.72
59903.89
61179.36
51094.96
Term Loans
353551.14
290817.98
226334.21
194362.74
201265.11
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
14357.97
12916.15
10492.34
9609.19
8852.78
Premises
7645.61
7139.60
5656.54
5225.61
5110.80
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
6712.37
5776.55
4835.80
4383.58
3741.99
Less: Accumulated Depreciation
5946.93
5089.44
4408.73
3924.09
3394.05
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
8411.05
7826.72
6083.61
5685.10
5458.73
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
237.79
435.96
528.23
0.00
0.00
Other Assets
19707.84
22106.78
18941.82
18433.87
13266.03
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
7163.61
6329.89
5457.12
3620.67
1414.54
Tax paid in advance/TDS
464.54
712.71
686.17
641.21
559.34
Stationery and stamps
7.97
6.16
4.13
4.50
4.17
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
1384.72
1599.88
2299.91
1559.86
933.60
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
10686.99
13458.13
10494.50
12607.64
10354.38
Total Assets
630369.67
523658.69
447925.61
396021.29
385051.41
Contingent Liabilities
92969.91
50977.73
50620.98
58498.18
48147.46
Claims not acknowledged as debts
330.19
347.89
354.95
440.37
438.38
Outstanding forward exchange contracts
67173.35
34416.31
17782.74
29448.70
7412.39
Guarantees given in India
14196.82
12440.02
11069.20
10156.68
11192.79
Guarantees given Outside India
769.01
703.06
707.80
732.22
2460.71
Acceptances, endorsements & other obligations
943.53
1162.83
2319.49
2465.84
2236.09
Other Contingent liabilities
9557.03
1907.63
18386.81
15254.37
24407.10
Bills for collection
6117.35
5341.56
5546.34
4695.39
4319.94
Book Value
152.74
136.95
122.91
113.55
102.57
Adjusted Book Value
152.74
136.95
122.91
113.55
102.57