Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
84.33
82.44
68.62
57.74
49.70
DPS(Rs)
19.50
19.00
15.50
6.50
2.50
Book NAV/Share(Rs)
597.27
516.73
445.38
380.59
321.63
Yield on Advances
11.05
10.27
9.57
10.85
11.71
Cost of Liabilities
4.96
3.64
3.28
3.92
4.66
NIM
3.41
3.92
3.82
3.97
3.95
Interest Spread
6.09
6.64
6.28
6.93
7.05
ROA(%)
2.00
1.98
1.95
1.88
1.90
ROE(%)
17.64
17.24
16.70
16.50
16.54
ROCE(%)
15.15
15.24
14.05
13.83
14.69
Cost Income Ratio
59.98
40.61
36.95
36.22
38.90
Core Cost Income Ratio
67.14
40.29
37.75
37.74
39.84
Operating Costs to Assets
3.78
2.04
1.90
1.95
2.09
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
17.17
19.53
21.42
25.86
17.34
PCE(x)
16.05
18.52
20.47
24.77
16.54
Price/Book(x)
2.42
3.12
3.30
3.92
2.68
Yield(%)
1.35
1.18
1.05
0.44
0.29
EV/Net Sales(x)
6.45
6.76
7.67
7.79
5.40
EV/Core EBITDA(x)
18.02
15.32
15.15
16.24
12.71
EV/EBIT(x)
7.94
8.29
9.52
9.81
6.57
EV/CE(x)
1.54
2.11
2.20
2.58
1.82
M Cap / Sales
3.88
5.26
6.00
6.40
3.87
Core Operating Income Growth
39.30
20.20
11.61
15.41
16.72
Net Profit Growth
41.82
20.96
19.76
16.71
21.61
BVPS Growth
15.59
16.02
17.02
0.00
-43.00
Advances Growth
54.39
16.96
19.88
13.57
20.07
EPS Growth(%)
2.29
20.14
18.83
16.18
-39.39
Cash / Deposits(x)
0.08
0.06
0.08
0.07
0.06
Investment / Deposits(x)
0.42
0.27
0.29
0.33
0.34
IncLoan / Deposits(x)
30.74
13.63
14.57
13.32
16.30
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA