Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
91.43
74.93
60.71
50.20
44.71
DPS(Rs)
2.00
1.50
1.10
0.90
0.00
Book NAV/Share(Rs)
653.41
562.55
486.90
425.55
348.32
Yield on Advances
13.07
11.74
11.08
13.01
13.40
Cost of Liabilities
4.34
3.45
3.16
3.97
4.88
NIM
4.54
4.64
4.25
4.35
4.13
Interest Spread
8.73
8.29
7.92
9.04
8.52
ROA(%)
2.59
2.53
2.33
2.15
2.05
ROE(%)
14.88
14.19
13.19
13.12
13.84
ROCE(%)
15.06
13.86
12.79
12.10
11.88
Cost Income Ratio
63.97
62.62
64.52
63.12
59.44
Core Cost Income Ratio
71.35
62.04
66.93
71.28
58.33
Operating Costs to Assets
5.98
5.42
5.56
5.73
4.62
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.53
23.14
28.90
34.94
29.00
PCE(x)
18.91
22.39
28.06
33.54
27.34
Price/Book(x)
2.73
3.08
3.60
4.12
3.72
Yield(%)
0.11
0.09
0.06
0.05
0.00
EV/Net Sales(x)
7.65
9.53
11.97
12.06
9.38
EV/Core EBITDA(x)
16.65
20.01
24.16
24.71
22.47
EV/EBIT(x)
9.26
11.80
14.69
15.15
11.50
EV/CE(x)
2.10
2.37
0.74
0.83
0.71
M Cap / Sales
6.31
8.17
10.32
10.59
7.41
Core Operating Income Growth
21.38
25.03
11.76
12.97
20.00
Net Profit Growth
21.63
23.87
20.49
15.06
20.89
BVPS Growth
16.15
15.54
14.42
22.17
15.07
Advances Growth
19.84
17.94
20.74
0.92
2.64
EPS Growth(%)
22.02
23.42
20.93
12.29
18.46
Cash / Deposits(x)
0.08
0.06
0.12
0.04
0.04
Investment / Deposits(x)
0.55
0.54
0.53
0.56
0.43
IncLoan / Deposits(x)
16.87
15.79
17.79
17.12
25.18
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA