Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
14.42
9.35
8.51
6.36
-9.31
DPS(Rs)
2.80
2.00
2.00
0.00
0.00
Book NAV/Share(Rs)
139.93
130.32
120.72
124.13
118.10
Yield on Advances
10.78
9.81
9.05
11.11
11.49
Cost of Liabilities
4.60
3.72
3.67
3.99
4.55
NIM
2.64
2.61
2.04
2.10
2.49
Interest Spread
6.18
6.09
5.38
7.12
6.94
ROA(%)
0.73
0.49
0.46
0.32
-0.45
ROE(%)
10.90
7.54
7.55
5.54
-7.77
ROCE(%)
11.98
9.43
8.40
6.13
-1.25
Cost Income Ratio
51.80
51.89
54.80
51.60
47.79
Core Cost Income Ratio
52.93
55.58
58.52
56.80
49.09
Operating Costs to Assets
1.66
1.74
1.64
1.50
1.60
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.50
8.00
5.39
10.68
0.00
PCE(x)
9.05
7.13
4.98
8.62
-4.16
Price/Book(x)
0.98
0.57
0.38
0.55
0.27
Yield(%)
2.04
2.67
4.36
0.00
0.00
EV/Net Sales(x)
2.35
2.00
1.19
1.34
1.18
EV/Core EBITDA(x)
10.06
7.18
4.55
5.30
4.34
EV/EBIT(x)
2.99
2.85
1.54
1.84
2.22
EV/CE(x)
0.99
0.81
0.06
0.07
0.08
M Cap / Sales
1.02
0.64
0.49
0.54
0.25
Core Operating Income Growth
13.79
44.33
-1.63
-6.28
11.61
Net Profit Growth
64.46
13.97
54.91
175.06
46.71
BVPS Growth
7.37
7.95
-2.74
5.10
-11.18
Advances Growth
15.95
15.53
15.05
-0.80
8.07
EPS Growth(%)
54.17
9.89
33.91
168.26
52.66
Cash / Deposits(x)
0.05
0.07
0.06
0.10
0.05
Investment / Deposits(x)
0.32
0.31
0.29
0.30
0.29
IncLoan / Deposits(x)
10.93
9.67
4.26
5.16
7.13
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA