Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
63.02
48.74
36.14
26.58
14.78
DPS(Rs)
10.00
8.00
5.00
2.00
0.00
Book NAV/Share(Rs)
358.32
301.66
256.96
223.34
185.10
Yield on Advances
12.65
11.17
10.37
11.26
12.01
Cost of Liabilities
4.49
3.61
3.29
3.86
4.40
NIM
3.79
3.79
3.25
3.15
3.14
Interest Spread
8.16
7.56
7.08
7.40
7.61
ROA(%)
2.08
1.86
1.55
1.37
0.86
ROE(%)
19.47
17.71
15.49
14.74
9.72
ROCE(%)
17.47
15.34
12.96
10.91
9.08
Cost Income Ratio
60.39
60.78
62.86
64.35
68.03
Core Cost Income Ratio
61.83
61.30
64.25
68.99
70.20
Operating Costs to Assets
4.14
4.21
4.17
4.85
5.19
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
17.39
18.00
20.21
21.87
21.96
PCE(x)
16.39
17.03
18.71
18.66
16.95
Price/Book(x)
3.06
2.91
2.84
2.60
1.75
Yield(%)
0.91
0.91
0.68
0.34
0.00
EV/Net Sales(x)
6.12
6.62
7.01
6.12
5.00
EV/Core EBITDA(x)
15.23
15.07
15.48
12.92
12.61
EV/EBIT(x)
7.26
8.28
8.87
7.96
6.70
EV/CE(x)
2.12
2.00
0.38
0.35
0.31
M Cap / Sales
4.82
5.06
5.32
4.51
2.48
Core Operating Income Growth
21.11
30.02
16.64
15.77
22.45
Net Profit Growth
30.59
33.66
27.52
80.12
97.31
BVPS Growth
18.78
17.40
15.06
20.65
7.32
Advances Growth
16.32
17.77
16.23
12.11
9.16
EPS Growth(%)
29.29
34.89
35.94
79.86
123.94
Cash / Deposits(x)
0.06
0.06
0.10
0.05
0.04
Investment / Deposits(x)
0.57
0.53
0.52
0.56
0.55
IncLoan / Deposits(x)
14.37
15.61
14.81
14.99
26.71
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA