Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
2.29
1.95
1.42
1.47
2.60
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
34.40
31.66
30.11
28.67
27.18
Yield on Advances
11.95
11.33
11.26
13.71
15.20
Cost of Liabilities
5.13
4.30
4.42
5.07
5.54
NIM
3.05
3.35
2.80
2.70
3.30
Interest Spread
6.82
7.03
6.84
8.65
9.66
ROA(%)
0.37
0.34
0.27
0.29
0.55
ROE(%)
6.92
6.32
4.83
5.26
10.05
ROCE(%)
5.78
6.13
5.37
5.73
9.23
Cost Income Ratio
88.66
77.61
74.73
81.01
66.67
Core Cost Income Ratio
91.51
72.05
87.84
92.25
70.25
Operating Costs to Assets
3.39
2.82
2.88
2.79
2.64
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.05
7.41
8.73
10.09
3.10
PCE(x)
12.59
5.19
5.61
7.14
2.58
Price/Book(x)
1.20
0.46
0.41
0.52
0.30
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.11
0.80
0.51
0.56
0.39
EV/Core EBITDA(x)
19.39
6.96
3.45
6.12
2.35
EV/EBIT(x)
1.67
1.33
0.79
0.82
0.56
EV/CE(x)
1.15
0.66
0.03
0.04
0.03
M Cap / Sales
0.86
0.34
0.34
0.40
0.21
Core Operating Income Growth
-3.64
31.31
9.91
-11.66
7.62
Net Profit Growth
17.14
37.48
-3.45
-43.46
463.70
BVPS Growth
8.66
5.13
5.03
5.48
10.67
Advances Growth
6.88
16.08
19.96
4.48
3.29
EPS Growth(%)
17.13
37.48
-3.45
-43.46
463.70
Cash / Deposits(x)
0.05
0.06
0.06
0.05
0.05
Investment / Deposits(x)
0.28
0.29
0.33
0.38
0.34
IncLoan / Deposits(x)
2.09
3.69
1.21
1.28
1.63
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.25
1.16
2.85
4.76
1.55