Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
115.34
95.93
62.03
37.89
64.28
DPS(Rs)
16.50
14.00
8.50
5.00
0.00
Book NAV/Share(Rs)
806.97
704.46
615.79
558.36
486.57
Yield on Advances
13.33
12.54
12.89
13.64
13.92
Cost of Liabilities
5.82
4.88
4.64
5.04
6.36
NIM
4.24
4.09
3.96
3.99
4.26
Interest Spread
7.51
7.67
8.25
8.60
7.56
ROA(%)
1.85
1.73
1.26
0.87
1.52
ROE(%)
15.28
14.54
10.57
7.62
14.84
ROCE(%)
14.34
13.07
10.33
8.35
11.79
Cost Income Ratio
47.14
44.04
41.67
40.73
43.04
Core Cost Income Ratio
47.95
44.01
42.68
43.99
44.33
Operating Costs to Assets
2.75
2.48
2.32
2.25
2.66
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.49
11.13
15.08
25.18
5.46
PCE(x)
12.83
10.56
14.05
22.65
5.13
Price/Book(x)
1.93
1.52
1.52
1.71
0.72
Yield(%)
1.06
1.31
0.91
0.52
0.00
EV/Net Sales(x)
3.69
3.63
3.89
4.31
2.96
EV/Core EBITDA(x)
10.63
9.15
9.19
10.54
7.86
EV/EBIT(x)
4.55
4.59
5.38
6.45
3.72
EV/CE(x)
1.53
1.27
0.30
0.34
0.28
M Cap / Sales
2.65
2.28
2.35
2.54
0.85
Core Operating Income Growth
17.19
17.27
10.89
12.18
36.32
Net Profit Growth
20.61
54.92
63.99
-34.28
35.07
BVPS Growth
14.55
14.40
10.29
14.75
11.29
Advances Growth
18.41
21.28
12.44
2.81
10.94
EPS Growth(%)
20.23
54.66
63.72
-41.06
17.37
Cash / Deposits(x)
0.05
0.13
0.21
0.07
0.07
Investment / Deposits(x)
0.28
0.25
0.24
0.27
0.30
IncLoan / Deposits(x)
12.38
14.58
16.13
20.06
30.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA