Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
16.08
11.44
5.30
6.01
-16.59
DPS(Rs)
2.15
0.50
0.00
0.00
0.00
Book NAV/Share(Rs)
99.20
83.52
75.40
81.71
74.99
Yield on Advances
11.96
11.37
11.38
12.13
13.12
Cost of Liabilities
4.36
3.69
3.50
3.94
4.75
NIM
3.80
3.77
3.46
3.52
3.81
Interest Spread
7.60
7.68
7.88
8.19
8.37
ROA(%)
1.18
0.87
0.40
0.38
-1.13
ROE(%)
18.12
15.32
7.84
7.78
-20.82
ROCE(%)
19.45
17.59
9.82
8.58
-10.24
Cost Income Ratio
62.26
66.25
77.14
64.48
64.87
Core Cost Income Ratio
63.35
66.72
78.62
67.90
65.79
Operating Costs to Assets
2.44
2.50
2.76
2.40
2.51
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.33
4.30
6.09
4.28
0.00
PCE(x)
7.46
3.81
4.79
3.22
-0.84
Price/Book(x)
1.35
0.59
0.43
0.31
0.17
Yield(%)
1.60
1.02
0.00
0.00
0.00
EV/Net Sales(x)
1.57
0.85
0.67
0.47
0.34
EV/Core EBITDA(x)
7.74
4.28
5.05
2.42
1.96
EV/EBIT(x)
2.10
1.25
1.11
0.79
0.81
EV/CE(x)
1.28
0.69
0.04
0.03
0.03
M Cap / Sales
1.32
0.54
0.38
0.23
0.10
Core Operating Income Growth
9.68
21.32
3.72
1.73
9.53
Net Profit Growth
47.67
137.61
16.02
136.74
-355.12
BVPS Growth
18.77
10.77
-7.73
8.97
-30.59
Advances Growth
13.95
16.88
5.31
3.79
-2.83
EPS Growth(%)
40.54
115.76
-11.67
136.21
-299.13
Cash / Deposits(x)
0.05
0.06
0.07
0.03
0.03
Investment / Deposits(x)
0.26
0.29
0.29
0.28
0.24
IncLoan / Deposits(x)
2.14
2.37
2.07
1.87
2.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
2.49
2.95
NA