Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
13.71
12.66
10.28
8.02
6.46
DPS(Rs)
1.50
1.00
1.00
0.30
0.50
Book NAV/Share(Rs)
113.43
100.72
89.05
79.08
71.83
Yield on Advances
11.58
10.95
10.17
11.44
12.29
Cost of Liabilities
5.21
4.47
4.13
5.02
5.82
NIM
3.12
3.38
3.23
3.57
3.51
Interest Spread
6.37
6.48
6.04
6.41
6.47
ROA(%)
1.48
1.46
1.32
1.15
1.00
ROE(%)
12.81
13.35
12.23
10.64
9.40
ROCE(%)
11.70
12.05
11.04
10.51
10.16
Cost Income Ratio
47.06
38.85
40.37
41.72
43.04
Core Cost Income Ratio
47.93
38.49
41.16
45.66
46.17
Operating Costs to Assets
1.90
1.73
1.76
1.97
2.04
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.85
9.94
12.56
19.43
20.07
PCE(x)
9.17
9.22
11.29
16.93
17.21
Price/Book(x)
1.19
1.25
1.45
1.97
1.80
Yield(%)
1.11
0.79
0.77
0.19
0.39
EV/Net Sales(x)
2.79
2.97
3.62
3.11
2.78
EV/Core EBITDA(x)
9.71
7.70
9.31
8.76
8.64
EV/EBIT(x)
3.36
3.76
4.68
4.29
3.76
EV/CE(x)
1.12
1.15
0.24
0.24
0.23
M Cap / Sales
1.90
1.98
2.33
2.79
2.29
Core Operating Income Growth
-1.82
12.85
4.75
9.22
3.95
Net Profit Growth
8.35
23.33
28.23
24.46
-30.25
BVPS Growth
12.62
13.11
12.60
10.09
8.99
Advances Growth
5.74
6.68
11.62
6.57
3.84
EPS Growth(%)
8.31
23.19
28.10
24.21
-30.51
Cash / Deposits(x)
0.08
0.06
0.06
0.06
0.05
Investment / Deposits(x)
0.28
0.27
0.26
0.21
0.22
IncLoan / Deposits(x)
8.49
8.95
11.14
3.02
4.98
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.97
2.36
2.95
4.09
2.29