Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
85.49
35.16
45.99
23.49
6.57
DPS(Rs)
1.00
1.00
1.00
0.00
0.00
Book NAV/Share(Rs)
505.84
420.42
384.75
338.13
305.99
Yield on Advances
11.28
10.07
9.49
10.29
10.93
Cost of Liabilities
4.74
3.77
3.42
4.07
4.77
NIM
3.55
3.48
3.05
3.26
3.08
Interest Spread
6.54
6.30
6.07
6.22
6.16
ROA(%)
1.85
0.85
1.29
0.75
0.22
ROE(%)
18.51
8.77
12.78
7.64
2.44
ROCE(%)
14.16
9.26
9.47
7.16
5.89
Cost Income Ratio
48.62
65.49
48.49
44.24
42.95
Core Cost Income Ratio
49.84
65.24
49.88
45.29
45.31
Operating Costs to Assets
2.45
3.04
2.08
1.92
1.95
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
12.26
24.41
16.54
29.70
57.75
PCE(x)
11.64
11.01
15.35
25.97
39.86
Price/Book(x)
2.07
2.04
1.98
2.06
1.24
Yield(%)
0.10
0.12
0.13
0.00
0.00
EV/Net Sales(x)
4.89
5.38
6.29
5.68
4.12
EV/Core EBITDA(x)
14.02
21.84
16.43
15.14
10.93
EV/EBIT(x)
5.71
7.58
8.05
8.25
6.06
EV/CE(x)
1.43
1.40
0.36
0.37
0.28
M Cap / Sales
2.87
3.02
3.39
3.32
1.68
Core Operating Income Growth
16.59
29.88
13.95
15.75
16.06
Net Profit Growth
143.48
-23.38
95.31
286.02
-62.78
BVPS Growth
20.32
9.27
13.79
0.00
16.06
Advances Growth
15.08
19.72
15.92
7.34
15.06
EPS Growth(%)
143.13
-23.56
95.84
257.61
-66.48
Cash / Deposits(x)
0.08
0.07
0.11
0.07
0.13
Investment / Deposits(x)
0.31
0.30
0.33
0.32
0.24
IncLoan / Deposits(x)
21.38
21.80
24.33
21.80
24.17
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA