Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2003
Operational & Financial Ratios
Earnings Per Share (Rs)
1.41
1.11
0.90
0.46
9.37
DPS(Rs)
0.00
0.00
0.00
0.00
1.60
Book NAV/Share(Rs)
13.14
11.70
10.50
8.92
34.61
Yield on Advances
11.28
10.90
11.60
13.29
20.05
Cost of Liabilities
4.49
3.96
3.93
4.54
6.11
NIM
2.97
2.82
2.27
2.32
3.08
Interest Spread
6.79
6.94
7.67
8.75
13.94
ROA(%)
0.80
0.69
0.60
0.48
1.09
ROE(%)
11.35
10.03
9.90
9.36
31.61
ROCE(%)
11.13
8.95
8.52
9.99
168.97
Cost Income Ratio
56.31
51.95
48.65
48.89
54.41
Core Cost Income Ratio
60.29
51.68
52.09
58.18
54.41
Operating Costs to Assets
2.48
2.05
1.83
2.03
2.30
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
42.53
20.26
20.13
34.68
1.68
PCE(x)
37.77
18.03
18.28
25.87
1.68
Price/Book(x)
4.56
1.93
1.73
1.79
0.46
Yield(%)
0.00
0.00
0.00
0.00
10.16
EV/Net Sales(x)
5.97
3.27
2.24
1.77
0.30
EV/Core EBITDA(x)
21.22
10.67
6.50
5.15
1.33
EV/EBIT(x)
7.82
4.62
3.07
2.53
0.39
EV/CE(x)
2.60
1.48
0.13
0.11
0.03
M Cap / Sales
4.71
2.20
2.06
1.55
0.20
Core Operating Income Growth
19.11
30.78
6.95
384.17
26.03
Net Profit Growth
26.70
23.09
125.39
81.87
80.47
BVPS Growth
12.28
11.46
17.66
-100.00
40.09
Advances Growth
19.80
23.44
12.93
634.98
14.63
EPS Growth(%)
26.70
23.09
96.00
-95.08
80.47
Cash / Deposits(x)
0.06
0.07
0.09
0.05
0.07
Investment / Deposits(x)
0.35
0.36
0.37
0.40
0.51
IncLoan / Deposits(x)
10.62
7.97
1.17
1.53
0.97
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA