Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
8.27
3.04
3.51
2.45
0.65
DPS(Rs)
1.50
0.65
0.64
0.17
0.05
Book NAV/Share(Rs)
92.71
85.76
82.22
81.44
87.74
Yield on Advances
11.58
10.37
10.39
12.06
11.52
Cost of Liabilities
4.72
3.81
3.86
4.36
4.79
NIM
2.67
2.48
2.34
2.60
2.22
Interest Spread
6.86
6.56
6.53
7.70
6.73
ROA(%)
0.54
0.22
0.28
0.20
0.04
ROE(%)
8.48
3.32
4.18
2.98
0.72
ROCE(%)
10.82
5.86
5.34
5.39
3.04
Cost Income Ratio
53.49
51.48
49.36
47.31
44.49
Core Cost Income Ratio
54.11
50.40
52.75
51.84
47.47
Operating Costs to Assets
1.80
1.63
1.53
1.60
1.43
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
15.03
15.36
10.00
14.99
49.71
PCE(x)
14.83
12.94
8.44
12.25
22.29
Price/Book(x)
1.34
0.54
0.43
0.45
0.37
Yield(%)
1.21
1.39
1.83
0.47
0.15
EV/Net Sales(x)
1.92
1.40
1.28
1.11
1.54
EV/Core EBITDA(x)
8.36
5.30
4.66
3.97
5.56
EV/EBIT(x)
2.56
2.15
1.91
1.66
2.23
EV/CE(x)
1.20
0.74
0.07
0.07
0.10
M Cap / Sales
1.26
0.59
0.51
0.47
0.40
Core Operating Income Growth
15.71
19.07
-5.50
73.71
2.46
Net Profit Growth
171.36
-16.50
70.78
492.41
103.62
BVPS Growth
8.11
4.30
0.95
0.00
-99.99
Advances Growth
12.45
14.13
8.01
42.46
3.12
EPS Growth(%)
171.98
-13.27
43.39
275.72
103.13
Cash / Deposits(x)
0.05
0.06
0.07
0.04
0.05
Investment / Deposits(x)
0.32
0.32
0.34
0.36
0.36
IncLoan / Deposits(x)
5.26
5.44
5.14
4.70
8.80
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA