Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
18.07
12.45
7.70
4.47
-9.12
DPS(Rs)
3.60
3.00
1.90
0.00
0.00
Book NAV/Share(Rs)
120.32
106.17
96.57
93.24
89.73
Yield on Advances
11.48
10.62
10.29
11.68
11.80
Cost of Liabilities
5.06
4.13
3.70
4.51
5.11
NIM
2.77
2.71
2.47
2.48
2.21
Interest Spread
6.42
6.49
6.58
7.17
6.68
ROA(%)
1.02
0.68
0.46
0.35
-0.58
ROE(%)
16.68
12.17
8.28
6.25
-11.02
ROCE(%)
21.33
12.97
9.44
5.51
-3.01
Cost Income Ratio
48.35
47.89
47.39
50.00
46.97
Core Cost Income Ratio
50.29
49.01
51.60
56.81
51.14
Operating Costs to Assets
1.89
1.82
1.65
1.82
1.47
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.49
5.34
5.03
7.62
0.00
PCE(x)
8.02
4.95
4.45
5.84
-3.75
Price/Book(x)
1.28
0.63
0.40
0.37
0.32
Yield(%)
2.35
4.51
4.90
0.00
0.00
EV/Net Sales(x)
1.44
1.09
1.14
1.07
1.67
EV/Core EBITDA(x)
5.09
3.45
3.56
3.74
6.78
EV/EBIT(x)
1.70
1.47
1.60
1.59
2.89
EV/CE(x)
1.21
0.76
0.66
0.07
0.11
M Cap / Sales
1.17
0.56
0.39
0.31
0.26
Core Operating Income Growth
11.72
18.11
11.32
116.44
11.76
Net Profit Growth
62.61
61.86
84.17
193.00
-3.66
BVPS Growth
13.33
9.95
3.57
3.91
-35.43
Advances Growth
14.37
15.21
11.80
86.77
6.32
EPS Growth(%)
45.13
61.65
72.37
149.02
44.99
Cash / Deposits(x)
0.04
0.04
0.04
0.04
0.04
Investment / Deposits(x)
0.28
0.31
0.34
0.37
0.34
IncLoan / Deposits(x)
2.20
3.81
4.95
5.61
11.65
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA