Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
84.22
62.04
33.76
17.55
-19.28
DPS(Rs)
16.10
12.00
6.50
0.00
0.00
Book NAV/Share(Rs)
457.60
388.97
338.76
328.68
338.50
Yield on Advances
11.86
10.34
10.03
10.99
11.51
Cost of Liabilities
5.26
4.28
3.80
4.26
5.36
NIM
2.59
2.48
2.30
2.27
2.01
Interest Spread
6.60
6.05
6.23
6.73
6.15
ROA(%)
1.01
0.82
0.48
0.28
-0.28
ROE(%)
19.25
16.37
10.03
6.07
-6.12
ROCE(%)
18.08
14.75
10.87
7.09
0.95
Cost Income Ratio
55.69
51.95
54.52
58.73
62.42
Core Cost Income Ratio
59.88
53.64
59.25
67.56
64.20
Operating Costs to Assets
2.43
2.19
2.22
2.40
2.17
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
1.38
0.92
6.74
8.67
0.00
PCE(x)
6.72
4.36
6.22
7.08
-5.91
Price/Book(x)
1.27
0.73
0.67
0.46
0.27
Yield(%)
2.77
4.22
2.86
0.00
0.00
EV/Net Sales(x)
1.47
1.28
1.24
1.07
1.05
EV/Core EBITDA(x)
5.48
3.92
3.76
3.78
5.38
EV/EBIT(x)
1.77
1.63
1.68
1.53
1.52
EV/CE(x)
1.16
0.85
0.81
0.72
0.67
M Cap / Sales
0.95
0.60
0.58
0.36
0.19
Core Operating Income Growth
16.74
19.28
10.00
79.83
-10.70
Net Profit Growth
36.77
86.50
114.48
233.60
-469.64
BVPS Growth
17.64
14.82
3.07
-2.90
-18.39
Advances Growth
12.14
18.05
10.10
47.84
1.00
EPS Growth(%)
35.75
83.76
92.34
191.04
-341.32
Cash / Deposits(x)
0.05
0.05
0.05
0.04
0.04
Investment / Deposits(x)
0.30
0.30
0.29
0.28
0.31
IncLoan / Deposits(x)
4.38
4.93
4.26
4.95
6.84
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA