Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operational & Financial Ratios
Earnings Per Share (Rs)
1.40
1.53
0.75
0.15
DPS(Rs)
0.28
0.00
0.00
0.00
Book NAV/Share(Rs)
20.25
19.07
17.34
17.37
Yield on Advances
12.01
11.32
12.20
12.97
Cost of Liabilities
4.77
3.82
3.58
4.05
Interest Spread
7.24
7.50
8.62
8.92
ROA(%)
0.53
0.66
0.36
0.07
ROE(%)
7.03
8.56
4.90
0.97
ROCE(%)
9.10
9.14
5.77
1.12
Cost Income Ratio
59.74
55.94
49.89
53.40
Core Cost Income Ratio
63.12
54.21
51.20
64.22
Operating Costs to Assets
2.10
1.83
1.78
1.88
PER(x)
37.35
15.96
15.86
74.82
PCE(x)
32.27
14.01
12.96
36.16
Price/Book(x)
2.58
1.28
0.68
0.63
Yield(%)
0.54
0.00
0.00
0.00
EV/Net Sales(x)
4.02
2.81
1.85
1.82
EV/Core EBITDA(x)
19.18
11.44
5.77
6.33
EV/EBIT(x)
5.38
3.76
2.70
2.96
EV/CE(x)
1.77
1.15
0.10
0.10
M Cap / Sales
2.86
1.65
0.95
0.75
Core Operating Income Growth
10.32
13.44
18.13
0.00
Net Profit Growth
-11.20
100.30
456.63
0.00
BVPS Growth
6.21
9.95
-0.13
0.00
Advances Growth
16.78
26.95
10.26
0.00
EPS Growth(%)
-8.47
104.07
409.60
0.00
Cash / Deposits(x)
0.04
0.04
0.05
0.05
Investment / Deposits(x)
0.35
0.38
0.43
0.45
IncLoan / Deposits(x)
9.63
8.22
6.03
7.47
Total Debt/Mcap(x)
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA