Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
0.45
0.26
0.42
-1.39
-13.09
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
14.30
13.82
13.45
13.23
17.29
Yield on Advances
12.12
11.17
10.51
12.01
15.20
Cost of Liabilities
5.63
5.01
4.65
5.56
8.79
NIM
2.40
2.64
2.32
3.10
3.04
Interest Spread
6.49
6.16
5.86
6.45
6.41
ROA(%)
0.34
0.22
0.36
-1.31
-5.15
ROE(%)
3.18
2.00
3.18
-12.73
-67.65
ROCE(%)
6.22
5.06
5.43
0.16
-10.03
Cost Income Ratio
74.51
72.84
70.55
56.17
36.64
Core Cost Income Ratio
76.39
73.03
72.68
61.40
38.95
Operating Costs to Assets
2.46
2.42
2.19
2.16
2.66
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
51.94
58.81
28.94
0.00
0.00
PCE(x)
36.46
37.01
21.05
-12.49
-1.75
Price/Book(x)
1.62
1.09
0.91
1.18
1.30
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
5.33
5.33
5.42
5.14
5.45
EV/Core EBITDA(x)
43.00
37.80
35.39
22.31
11.95
EV/EBIT(x)
6.99
7.67
7.39
13.13
-89.84
EV/CE(x)
1.20
1.02
0.32
0.38
0.55
M Cap / Sales
2.42
1.91
1.62
1.95
1.08
Core Operating Income Growth
2.23
21.76
-12.63
9.34
-30.76
Net Profit Growth
74.66
-30.85
130.50
78.77
-1061.38
BVPS Growth
3.50
2.78
1.66
-23.49
-85.12
Advances Growth
12.09
12.31
8.49
-2.70
-28.98
EPS Growth(%)
74.56
-39.74
130.50
89.36
-277.33
Cash / Deposits(x)
0.07
0.06
0.22
0.04
0.06
Investment / Deposits(x)
0.34
0.35
0.26
0.26
0.42
IncLoan / Deposits(x)
30.24
35.77
36.71
39.27
108.05
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA