Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
62.51
44.74
33.26
27.88
14.15
DPS(Rs)
12.00
8.60
6.50
2.00
0.00
Book NAV/Share(Rs)
402.93
348.47
311.06
349.38
373.97
Yield on Advances
10.81
10.01
9.99
10.78
10.81
Cost of Liabilities
4.55
3.84
3.62
4.16
4.91
NIM
3.02
2.95
2.60
2.64
2.59
Interest Spread
6.26
6.17
6.37
6.62
5.91
ROA(%)
1.08
0.77
0.61
0.64
0.26
ROE(%)
16.65
12.98
10.21
9.69
3.85
ROCE(%)
16.60
11.21
7.04
7.67
5.78
Cost Income Ratio
46.89
45.33
47.03
49.54
40.56
Core Cost Income Ratio
48.91
45.81
49.69
53.72
44.11
Operating Costs to Assets
1.88
1.78
1.68
1.72
1.43
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.33
6.44
4.62
4.17
3.05
PCE(x)
8.10
6.12
4.17
3.60
2.45
Price/Book(x)
1.29
0.83
0.49
0.33
0.12
Yield(%)
2.30
2.99
4.23
1.72
0.00
EV/Net Sales(x)
1.68
1.29
0.94
0.97
1.10
EV/Core EBITDA(x)
5.51
3.78
2.84
3.45
3.61
EV/EBIT(x)
2.15
1.89
1.43
1.44
1.55
EV/CE(x)
1.20
0.89
0.05
0.59
0.54
M Cap / Sales
1.26
0.80
0.49
0.34
0.12
Core Operating Income Growth
15.00
20.94
6.96
106.07
8.39
Net Profit Growth
52.50
33.47
32.44
297.81
136.21
BVPS Growth
15.63
12.03
-10.97
-6.58
8.07
Advances Growth
14.60
15.44
7.31
83.27
9.17
EPS Growth(%)
39.71
34.54
19.26
97.09
78.76
Cash / Deposits(x)
0.05
0.05
0.10
0.05
0.02
Investment / Deposits(x)
0.31
0.30
0.30
0.33
0.31
IncLoan / Deposits(x)
3.36
3.56
2.90
4.60
8.01
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA