Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
3.07
1.93
1.24
-1.70
-2.20
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
32.59
29.45
27.46
30.47
32.53
Yield on Advances
12.62
12.58
13.55
14.51
15.58
Cost of Liabilities
4.41
3.78
3.81
4.33
5.00
NIM
3.04
3.06
2.63
2.40
2.32
Interest Spread
8.21
8.81
9.74
10.18
10.58
ROA(%)
0.60
0.41
0.28
-0.24
-0.33
ROE(%)
9.57
6.52
5.10
-4.82
-6.50
ROCE(%)
11.15
8.66
6.58
-2.55
-1.18
Cost Income Ratio
58.12
56.26
58.17
59.65
61.44
Core Cost Income Ratio
60.55
57.26
59.18
67.52
68.85
Operating Costs to Assets
2.29
2.19
1.88
1.84
1.94
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
19.45
12.49
14.81
0.00
0.00
PCE(x)
16.87
10.51
11.70
-16.39
-8.27
Price/Book(x)
1.83
0.82
0.67
0.54
0.38
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.33
1.14
1.03
0.67
0.55
EV/Core EBITDA(x)
9.71
4.23
4.51
3.34
3.00
EV/EBIT(x)
3.27
1.77
1.56
1.16
0.86
EV/CE(x)
1.49
0.86
0.06
0.04
0.04
M Cap / Sales
1.68
0.82
0.70
0.42
0.29
Core Operating Income Growth
10.33
23.15
15.16
8.02
12.58
Net Profit Growth
60.07
51.18
221.17
22.07
79.97
BVPS Growth
10.65
7.27
-9.90
-6.32
-18.27
Advances Growth
19.87
20.62
7.40
3.58
3.07
EPS Growth(%)
58.90
56.05
172.81
22.60
84.15
Cash / Deposits(x)
0.06
0.08
0.11
0.10
0.10
Investment / Deposits(x)
0.37
0.38
0.41
0.45
0.45
IncLoan / Deposits(x)
5.19
2.32
2.23
1.74
1.93
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA