Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
24.76
27.33
18.38
12.03
7.51
DPS(Rs)
1.20
1.20
1.00
0.80
0.00
Book NAV/Share(Rs)
265.84
178.27
151.50
132.94
120.32
Yield on Advances
13.08
12.45
12.48
13.72
13.85
Cost of Liabilities
5.65
4.86
4.93
5.36
5.87
NIM
3.79
4.13
3.64
3.19
3.34
Interest Spread
7.43
7.59
7.54
8.36
7.98
ROA(%)
1.29
1.24
0.93
0.70
0.53
ROE(%)
12.34
16.62
12.95
9.51
7.73
ROCE(%)
13.19
14.21
11.72
9.31
9.23
Cost Income Ratio
62.51
59.97
63.42
70.76
75.77
Core Cost Income Ratio
62.64
59.83
64.03
73.27
77.83
Operating Costs to Assets
2.78
2.79
2.74
2.71
3.06
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
14.11
0.00
0.00
0.00
0.00
PCE(x)
12.25
0.00
0.00
0.00
0.00
Price/Book(x)
1.31
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.58
1.12
0.92
1.27
0.99
EV/Core EBITDA(x)
13.21
5.08
4.70
9.10
8.70
EV/EBIT(x)
3.42
1.58
1.31
1.77
1.42
EV/CE(x)
1.23
0.57
0.07
0.10
0.09
M Cap / Sales
1.98
0.00
0.00
0.00
0.00
Core Operating Income Growth
7.19
26.13
28.53
15.05
27.74
Net Profit Growth
19.16
49.59
53.42
60.68
30.74
BVPS Growth
49.13
-99.88
13.97
0.00
36.90
Advances Growth
11.90
17.13
24.36
12.65
27.29
EPS Growth(%)
-9.39
48.68
52.81
60.19
10.14
Cash / Deposits(x)
0.08
0.07
0.06
0.14
0.05
Investment / Deposits(x)
0.23
0.23
0.22
0.23
0.24
IncLoan / Deposits(x)
6.32
11.00
8.24
11.81
9.47
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.40
1.36
1.36
1.13
1.25