Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
20.82
15.34
-2.77
8.85
9.83
DPS(Rs)
1.50
1.50
0.00
0.00
1.50
Book NAV/Share(Rs)
243.25
224.33
208.83
211.78
207.66
Yield on Advances
14.76
13.79
14.07
14.80
15.13
Cost of Liabilities
5.40
4.76
4.60
5.39
6.53
NIM
4.73
4.65
4.31
4.35
4.59
Interest Spread
9.36
9.02
9.47
9.41
8.61
ROA(%)
0.99
0.83
-0.16
0.56
0.59
ROE(%)
8.95
7.08
-1.32
4.56
5.53
ROCE(%)
8.43
7.50
1.70
6.30
6.92
Cost Income Ratio
65.65
70.11
60.08
51.09
53.39
Core Cost Income Ratio
66.81
71.34
62.42
53.51
54.90
Operating Costs to Assets
4.32
4.54
3.76
3.05
3.49
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
11.52
9.20
0.00
23.44
13.80
PCE(x)
9.72
7.47
556.52
17.75
10.68
Price/Book(x)
0.99
0.63
0.62
0.98
0.65
Yield(%)
0.63
1.06
0.00
0.00
1.11
EV/Net Sales(x)
2.32
2.25
2.24
2.72
2.72
EV/Core EBITDA(x)
9.18
9.71
7.12
8.04
8.83
EV/EBIT(x)
3.73
3.69
4.79
4.50
4.24
EV/CE(x)
0.99
0.81
0.80
0.99
0.27
M Cap / Sales
1.17
0.87
0.92
1.43
0.79
Core Operating Income Growth
20.92
16.32
3.87
6.23
53.22
Net Profit Growth
37.01
653.45
-131.38
5.85
-41.93
BVPS Growth
8.44
7.42
-1.39
1.98
17.62
Advances Growth
19.66
16.97
2.36
1.06
6.81
EPS Growth(%)
35.76
653.40
-131.30
-9.96
-51.09
Cash / Deposits(x)
0.12
0.07
0.17
0.09
0.11
Investment / Deposits(x)
0.28
0.34
0.28
0.32
0.31
IncLoan / Deposits(x)
13.71
15.71
14.05
15.37
29.42
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA