Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
67.70
65.00
57.67
42.34
28.61
DPS(Rs)
10.00
10.00
10.00
5.00
0.00
Book NAV/Share(Rs)
500.23
437.53
374.41
321.38
279.25
Yield on Advances
12.20
10.94
11.45
11.62
12.51
Cost of Liabilities
5.31
4.11
4.49
5.06
5.78
NIM
3.67
3.81
3.59
3.38
3.22
Interest Spread
6.89
6.83
6.95
6.56
6.73
ROA(%)
1.79
1.86
1.64
1.34
0.98
ROE(%)
14.44
16.78
16.58
14.10
10.73
ROCE(%)
17.29
22.15
22.82
18.44
14.89
Cost Income Ratio
47.00
42.24
42.29
44.90
46.10
Core Cost Income Ratio
46.95
41.01
43.23
48.33
47.84
Operating Costs to Assets
2.13
1.99
2.10
2.06
1.99
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.17
6.28
0.00
0.00
0.00
PCE(x)
6.70
5.97
0.00
0.00
0.00
Price/Book(x)
0.97
0.93
0.00
0.00
0.00
Yield(%)
2.06
2.45
NA
NA
NA
EV/Net Sales(x)
1.85
1.71
0.04
0.04
0.13
EV/Core EBITDA(x)
6.07
4.45
0.09
0.12
0.47
EV/EBIT(x)
2.20
2.07
0.05
0.05
0.17
EV/CE(x)
0.97
0.94
0.03
0.03
0.11
M Cap / Sales
1.59
1.58
0.00
0.00
0.00
Core Operating Income Growth
2.71
15.36
18.06
16.52
7.26
Net Profit Growth
4.16
25.23
36.23
47.99
57.67
BVPS Growth
14.33
16.86
16.50
15.09
9.99
Advances Growth
6.55
11.34
7.80
12.10
4.64
EPS Growth(%)
4.16
12.70
36.23
47.99
57.67
Cash / Deposits(x)
0.05
0.04
0.05
0.04
0.04
Investment / Deposits(x)
0.31
0.30
0.29
0.29
0.26
IncLoan / Deposits(x)
2.63
1.10
0.00
0.00
0.88
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.85
0.62
1.98
1.98
1.80