Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
64.02
46.56
3.40
14.24
5.94
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
341.00
274.12
201.23
187.43
172.97
Yield on Advances
17.36
17.31
20.96
21.53
20.00
Cost of Liabilities
6.79
6.26
7.41
7.21
7.81
NIM
6.67
6.62
7.09
6.81
7.44
Interest Spread
10.58
11.06
13.56
14.33
12.19
ROA(%)
2.29
1.12
0.09
0.43
0.26
ROE(%)
26.39
20.14
1.76
7.91
4.34
ROCE(%)
11.18
9.70
7.28
8.84
8.49
Cost Income Ratio
57.35
56.22
66.00
70.47
80.58
Core Cost Income Ratio
57.54
56.29
66.17
71.47
81.89
Operating Costs to Assets
4.91
5.01
5.64
5.49
8.23
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.41
0.00
0.00
0.00
0.00
PCE(x)
5.87
0.00
0.00
0.00
0.00
Price/Book(x)
1.20
0.00
0.00
0.00
0.00
EV/Net Sales(x)
2.37
2.15
1.73
2.01
1.56
EV/Core EBITDA(x)
7.97
6.60
8.03
11.43
11.05
EV/EBIT(x)
3.96
3.95
3.48
3.84
3.07
EV/CE(x)
1.08
0.82
0.23
0.26
0.22
M Cap / Sales
1.07
0.00
0.00
0.00
0.00
Core Operating Income Growth
28.14
19.44
10.03
24.90
131.48
Net Profit Growth
161.57
1365.12
-75.82
139.83
101.55
BVPS Growth
24.40
-99.86
7.36
-89.16
59.68
Advances Growth
30.13
36.54
12.13
16.50
60.15
EPS Growth(%)
37.50
1270.07
-76.14
139.79
101.44
Cash / Deposits(x)
0.05
0.06
0.11
0.17
0.05
Investment / Deposits(x)
0.30
0.32
0.37
0.38
0.27
IncLoan / Deposits(x)
23.09
38.43
33.32
39.10
30.03
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.56
2.64
3.95
5.33
1.41