Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
20.34
7.32
-8.76
1.12
12.81
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
169.01
148.45
140.91
149.51
122.31
Yield on Advances
19.67
19.68
19.82
19.49
21.71
Cost of Liabilities
6.13
5.51
5.58
7.43
6.71
NIM
8.12
7.93
7.51
6.36
9.47
Interest Spread
13.54
14.17
14.24
12.06
14.99
ROA(%)
1.94
0.86
-1.25
0.20
2.43
ROE(%)
12.81
5.06
-6.04
0.90
11.47
ROCE(%)
11.06
6.26
0.05
4.98
11.46
Cost Income Ratio
61.59
60.02
60.93
67.50
47.08
Core Cost Income Ratio
61.73
57.60
60.39
68.41
47.67
Operating Costs to Assets
5.88
5.14
5.05
4.90
5.07
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.92
12.99
0.00
245.10
0.00
PCE(x)
6.40
8.34
-12.64
108.08
0.00
Price/Book(x)
0.95
0.64
0.62
1.83
0.00
Yield(%)
0.00
0.00
0.00
0.00
NA
EV/Net Sales(x)
2.61
3.19
3.70
5.89
1.76
EV/Core EBITDA(x)
9.15
11.19
13.15
28.89
4.42
EV/EBIT(x)
4.54
7.02
15.12
12.10
3.14
EV/CE(x)
0.98
0.87
0.86
1.40
0.58
M Cap / Sales
1.08
0.85
0.99
3.74
0.00
Core Operating Income Growth
28.89
27.74
42.38
-16.31
44.77
Net Profit Growth
177.97
183.51
-884.72
-89.31
28.10
BVPS Growth
13.85
5.35
-5.75
22.24
13.91
Advances Growth
34.30
26.61
19.29
12.76
31.81
EPS Growth(%)
177.86
183.51
-884.49
-91.28
20.69
Cash / Deposits(x)
0.10
0.15
0.16
0.03
0.02
Investment / Deposits(x)
0.33
0.50
0.53
0.58
0.28
IncLoan / Deposits(x)
31.41
53.52
66.20
51.19
44.39
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.86
1.55
5.97
4.73
0.57