Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
13.84
13.62
0.78
13.69
18.78
DPS(Rs)
1.50
1.50
0.00
1.00
0.00
Book NAV/Share(Rs)
133.87
121.50
107.87
108.09
94.37
Yield on Advances
15.58
15.18
14.76
15.35
16.34
Cost of Liabilities
5.64
5.00
4.44
5.23
6.21
NIM
6.20
6.37
6.58
6.69
7.00
Interest Spread
9.94
10.18
10.32
10.12
10.13
ROA(%)
1.34
1.49
0.10
2.13
4.08
ROE(%)
10.84
11.88
0.72
13.53
22.91
ROCE(%)
10.30
10.01
2.70
11.97
24.62
Cost Income Ratio
46.84
39.54
30.54
29.39
30.82
Core Cost Income Ratio
48.43
39.18
31.29
30.08
31.27
Operating Costs to Assets
3.29
2.97
2.54
2.45
2.65
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
13.01
14.36
393.60
24.74
10.85
PCE(x)
11.76
13.49
209.96
23.63
10.56
Price/Book(x)
1.35
1.61
2.85
3.13
2.16
Yield(%)
0.83
0.77
0.00
0.30
0.00
EV/Net Sales(x)
2.41
3.54
5.01
5.71
4.52
EV/Core EBITDA(x)
6.84
7.93
8.67
10.57
9.03
EV/EBIT(x)
3.95
5.90
13.14
9.04
5.71
EV/CE(x)
1.19
1.27
1.86
2.08
1.56
M Cap / Sales
1.54
1.98
3.57
4.36
3.01
Core Operating Income Growth
11.51
6.26
15.22
19.60
40.67
Net Profit Growth
1.59
1644.63
-94.30
-27.06
54.94
BVPS Growth
10.17
12.63
-0.20
0.00
0.51
Advances Growth
15.64
11.47
15.15
22.49
68.07
EPS Growth(%)
1.58
1644.46
-94.30
-27.08
14.80
Cash / Deposits(x)
0.11
0.07
0.05
0.04
0.11
Investment / Deposits(x)
0.22
0.30
0.30
0.32
0.27
IncLoan / Deposits(x)
12.11
22.87
20.68
21.75
28.69
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.11
1.17
1.66
3.51
0.58