Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
24.70
5.51
-2.40
0.05
1.95
DPS(Rs)
1.50
1.25
0.00
0.00
0.00
Book NAV/Share(Rs)
79.59
20.25
14.81
17.21
17.16
Yield on Advances
21.12
19.56
17.25
19.36
19.25
Cost of Liabilities
6.74
5.21
5.18
6.58
7.26
NIM
8.70
8.36
7.84
8.82
9.19
Interest Spread
14.38
14.36
12.07
12.78
11.99
ROA(%)
3.48
3.86
-1.88
0.04
2.18
ROE(%)
31.70
33.75
-14.98
0.28
15.26
ROCE(%)
26.50
28.36
-7.33
4.51
12.26
Cost Income Ratio
54.31
54.82
70.14
60.57
67.42
Core Cost Income Ratio
54.63
54.85
70.73
62.29
67.61
Operating Costs to Assets
5.64
5.41
6.34
6.04
7.16
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
1.79
4.59
0.00
635.34
14.07
PCE(x)
1.67
4.16
-7.66
61.94
11.21
Price/Book(x)
0.56
1.25
1.00
1.77
1.60
Yield(%)
3.39
4.94
0.00
0.00
0.00
EV/Net Sales(x)
0.79
1.87
1.61
3.11
3.29
EV/Core EBITDA(x)
2.33
5.24
7.10
10.89
13.95
EV/EBIT(x)
1.13
2.65
9.25
8.02
5.79
EV/CE(x)
0.57
1.14
0.19
0.43
0.48
M Cap / Sales
0.40
1.19
0.91
1.88
1.75
Core Operating Income Growth
26.37
52.12
2.61
5.81
47.65
Net Profit Growth
16.51
365.30
-5096.93
-97.63
75.65
BVPS Growth
293.07
36.68
-13.94
0.29
52.61
Advances Growth
26.27
30.59
12.48
3.21
33.08
EPS Growth(%)
347.99
329.89
-5096.90
-97.54
62.44
Cash / Deposits(x)
0.08
0.09
0.09
0.13
0.11
Investment / Deposits(x)
0.31
0.33
0.23
0.19
0.22
IncLoan / Deposits(x)
6.90
10.34
9.64
24.72
36.67
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.28
0.04
0.61
2.93
0.20