Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
8.27
6.73
1.22
2.34
4.45
DPS(Rs)
0.70
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
48.29
38.03
31.30
30.08
25.34
Yield on Advances
20.87
20.49
16.67
20.09
21.58
Cost of Liabilities
6.27
5.65
5.03
6.73
7.54
NIM
9.38
9.38
6.66
7.73
8.63
Interest Spread
14.60
14.85
11.64
13.36
14.04
ROA(%)
1.84
1.59
0.36
0.97
2.30
ROE(%)
20.29
19.41
3.97
8.65
19.25
ROCE(%)
14.45
12.42
5.07
9.61
16.06
Cost Income Ratio
58.65
57.93
63.69
60.24
64.91
Core Cost Income Ratio
59.51
55.93
64.66
61.67
65.36
Operating Costs to Assets
6.32
6.08
4.87
5.12
6.34
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.56
0.00
0.00
0.00
0.00
PCE(x)
5.85
0.00
0.00
0.00
0.00
Price/Book(x)
1.12
0.00
0.00
0.00
0.00
EV/Net Sales(x)
1.57
1.33
1.75
1.31
1.15
EV/Core EBITDA(x)
5.17
4.26
6.92
5.14
5.02
EV/EBIT(x)
2.98
2.67
3.93
2.49
1.86
EV/CE(x)
1.05
0.75
0.78
0.70
0.71
M Cap / Sales
0.73
0.00
0.00
0.00
0.00
Core Operating Income Growth
29.05
60.07
24.47
16.33
38.17
Net Profit Growth
40.76
452.39
-48.07
-44.64
110.88
BVPS Growth
27.01
-99.88
4.05
18.70
0.00
Advances Growth
31.38
19.66
42.48
24.74
43.96
EPS Growth(%)
22.90
452.39
-48.07
-47.31
110.88
Cash / Deposits(x)
0.07
0.05
0.10
0.18
0.04
Investment / Deposits(x)
0.28
0.33
0.32
0.21
0.25
IncLoan / Deposits(x)
16.22
22.87
23.04
18.82
17.12
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
2.26
1.13
3.92
3.88
0.64