Select year
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operational & Financial Ratios
Earnings Per Share (Rs)
10.36
7.82
5.14
4.59
-7.19
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
75.46
65.10
57.28
33.77
29.18
Yield on Advances
0.00
0.00
0.00
0.00
0.00
Cost of Liabilities
3.71
3.51
2.03
2.25
4.32
NIM
2.53
2.40
1.45
1.38
1.92
Interest Spread
0.00
0.00
0.00
0.00
0.00
ROA(%)
2.93
3.14
3.18
2.51
-4.90
ROE(%)
14.74
12.78
13.63
14.59
-21.93
ROCE(%)
11.74
10.98
9.23
8.94
-10.26
Cost Income Ratio
93.79
94.50
95.70
96.87
104.55
Core Cost Income Ratio
93.79
94.47
95.71
96.87
104.55
Operating Costs to Assets
38.39
45.31
56.60
74.93
114.19
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
27.14
26.05
48.79
0.00
0.00
PCE(x)
16.76
15.85
26.67
0.00
0.00
Price/Book(x)
3.73
3.13
4.38
0.00
0.00
Yield(%)
0.00
0.00
0.00
NA
NA
EV/Net Sales(x)
20.35
22.45
65.54
11.13
8.57
EV/Core EBITDA(x)
35.15
32.72
54.63
9.20
-5.01
EV/EBIT(x)
18.48
18.94
40.23
7.51
-7.01
EV/CE(x)
2.25
2.16
3.20
0.68
0.65
M Cap / Sales
15.60
17.87
58.53
0.00
0.00
Core Operating Income Growth
49.79
133.72
89.69
29.67
-39.36
Net Profit Growth
32.47
52.28
108.75
163.91
48.65
BVPS Growth
15.92
13.66
69.62
-99.88
-19.76
Advances Growth
-41.01
-52.27
85.80
29.12
27.50
EPS Growth(%)
32.48
52.28
11.83
163.91
48.65
Cash / Deposits(x)
0.22
0.24
0.45
0.36
1.11
Investment / Deposits(x)
1.24
1.25
1.26
2.07
1.09
IncLoan / Deposits(x)
50.45
47.33
49.67
74.45
94.27
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
NA
NA
NA
NA
NA