Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
4391885.12
3508445.80
2899726.86
2781154.77
2698516.55
Interest / Discount on advances / Bills
2973101.50
2287407.47
1774748.31
1767801.86
1854941.95
Interest on balances with RBI and other Inter-bank funds
59417.99
39164.57
46083.50
45414.26
30662.48
Income on investments
1223781.95
1068248.53
934778.98
871306.21
748128.70
Others
135583.68
113625.24
144116.06
96632.45
64783.43
Other Income
1553863.92
1225335.61
1170004.04
1072224.14
981589.94
Commission,exchange and brokerage
283497.01
259133.00
245493.21
235665.56
235712.86
Profit / (loss)on sale of investments(net)
88900.86
51580.86
63756.46
75044.54
92027.12
Profit on sale of Fixed Assets
-252.05
-290.32
-164.05
-283.36
-283.38
Foreign Exchange Gains
17858.72
30291.01
35301.80
24577.48
25815.79
Income earned from subsidiaries/joint venture
Provisions Written Back
74437.27
77286.72
82867.89
107003.73
95685.25
Miscellaneous income
1089422.12
807334.35
742748.73
630216.19
532632.29
Total Income
5945749.05
4733781.41
4069730.90
3853378.91
3680106.49
Interest Expended
2597360.48
1899808.17
1561943.44
1560101.67
1611237.99
Intereston Deposits
2232787.14
1635187.83
1417652.83
1430604.46
1481368.44
Interest on RBI / inter-bank borrowings
228645.64
183175.08
77517.27
62372.05
71917.65
Other Interest
135927.70
81445.26
66773.34
67125.16
57951.89
Operating Expenses
2358938.39
1898144.86
1743634.26
1504295.95
1317815.63
Payments to and provisions for employees
836711.87
619209.11
614451.26
543308.26
488505.43
Rent,Taxes and lighting
65461.67
61030.58
57077.37
55571.37
56309.58
Depreciation on Banks property
37632.12
36447.95
36526.78
36734.27
36314.43
Depreciation on leased assets
859.12
508.04
385.92
376.36
301.16
Auditor's fees and expenses
3140.50
2848.28
2835.69
2852.52
2560.18
Law charges
6595.37
5164.36
4485.71
4019.18
4888.34
Communication Expenses
8905.22
7660.69
7104.46
4926.98
5716.84
Repairs and Maintenance
14488.29
13055.94
12190.44
11164.95
11212.73
Insurance
1020886.89
835678.72
745067.01
626699.06
499642.84
Other expenses
364257.33
316541.19
263509.64
218642.99
212364.11
Provisions and Contingencies
77147.87
181845.49
266797.38
460893.19
450536.09
Provision for investments
-6041.10
14838.80
34717.80
28209.90
6281.10
Provision for advances
109290.90
165147.90
Others Provisions
-26101.93
1858.79
232079.58
432683.29
444254.99
Profit Before Tax
912302.31
753982.90
497355.81
328088.09
300516.79
Taxes
230919.70
188398.60
133794.10
85290.90
118748.50
Current Income Tax
253612.80
231826.50
128593.20
122780.80
43727.70
Deferred Tax
-22693.10
-43427.90
5200.90
-37489.90
75020.80
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
681382.61
565584.30
363561.71
242797.19
181768.29
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-24587.49
-21017.09
-18093.05
-14823.57
-13721.67
Share of Associate
14051.54
11914.52
8270.13
-3919.05
29631.40
Consolidated Net Profit
670846.66
556481.73
353738.80
224054.58
197678.02
IV. APPROPRIATIONS
1090079.69
760425.23
434704.21
210437.15
114394.02
Transfer to Statutory Reserve
187168.83
153704.00
97690.27
62878.38
45381.76
Appropriation to General Reserve
Appropriation to Revenue Reserve
64569.18
38542.65
17836.80
-3074.81
31491.93
Appropriation to Other Reserves
Equity Dividend
122267.18
100848.12
63364.74
35698.45
Corporate dividend tax
111.40
15.01
8.66
36.52
80.55
Other appropriations
715963.09
467315.46
255803.73
114898.62
37439.78
Equity Dividend %
1370.00
1130.00
710.00
400.00
Earnings Per Share
75.00
62.00
40.00
25.00
22.00
Adjusted EPS
75.00
62.00
40.00
25.00
22.00