Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
2836490.00
1707540.00
1359360.00
1285520.00
1221892.92
Interest / Discount on advances / Bills
2179790.00
1357670.00
1062950.00
1022990.00
990796.33
Interest on balances with RBI and other Inter-bank funds
26350.00
11490.00
26310.00
24140.00
18687.66
Income on investments
575250.00
311730.00
259070.00
232120.00
205727.26
Others
55100.00
26640.00
11030.00
6270.00
6681.67
Other Income
1243460.00
339120.00
317590.00
273330.00
248789.75
Commission,exchange and brokerage
306210.00
262630.00
218760.00
180250.00
180171.22
Profit / (loss)on sale of investments(net)
200960.00
-4860.00
7850.00
53890.00
27034.83
Profit on sale of Fixed Assets
2000.00
930.00
710.00
470.00
259.15
Foreign Exchange Gains
38700.00
40820.00
39080.00
24380.00
21547.46
Income earned from subsidiaries/joint venture
Miscellaneous income
695580.00
39590.00
51200.00
14340.00
19777.08
Total Income
4079950.00
2046660.00
1676950.00
1558850.00
1470682.66
Interest Expended
1541390.00
777800.00
585840.00
592480.00
621374.22
Intereston Deposits
994020.00
615100.00
489010.00
501260.00
507888.80
Interest on RBI / inter-bank borrowings
502450.00
127960.00
95180.00
90640.00
113068.06
Other Interest
44920.00
34740.00
1650.00
570.00
417.36
Operating Expenses
1522690.00
515340.00
403120.00
350010.00
330360.56
Payments to and provisions for employees
310230.00
200170.00
158970.00
136770.00
129201.28
Rent,Taxes and lighting
30230.00
22450.00
17600.00
18090.00
17796.30
Depreciation on Banks property
30920.00
23450.00
16810.00
13850.00
12767.71
Depreciation on leased assets
Auditor's fees and expenses
260.00
100.00
60.00
50.00
37.82
Law charges
3990.00
3490.00
2820.00
1550.00
1587.42
Communication Expenses
10510.00
7240.00
6370.00
5400.00
4716.49
Repairs and Maintenance
32560.00
21770.00
17720.00
16490.00
12934.40
Insurance
24870.00
22500.00
19100.00
17250.00
12295.06
Other expenses
1079130.00
214180.00
163660.00
140570.00
139024.07
Provisions and Contingencies
250180.00
138540.00
179250.00
188400.00
136999.34
Provision for investments
80.00
30.00
60.00
-170.00
75.00
Provision for advances
137480.00
140150.00
137650.00
144500.00
114355.90
Others Provisions
112630.00
-1650.00
41540.00
44080.00
22568.44
Profit Before Tax
765690.00
614980.00
508730.00
427960.00
381948.55
Taxes
111220.00
153500.00
127220.00
109390.00
108985.90
Current Income Tax
139490.00
154980.00
143250.00
123370.00
104221.40
Deferred Tax
-28270.00
-1480.00
-16020.00
-13970.00
4764.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
654470.00
461490.00
381510.00
318570.00
272962.65
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-13840.00
-1520.00
-980.00
-240.00
-423.15
Consolidated Net Profit
640620.00
459970.00
380530.00
318330.00
272539.51
Adjustments to PAT
35700.00
IV. APPROPRIATIONS
1880010.00
1450600.00
1166470.00
936510.00
801035.58
Transfer to Statutory Reserve
156850.00
114460.00
94440.00
78800.00
67717.17
Appropriation to General Reserve
60810.00
44110.00
36960.00
31120.00
26257.32
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Corporate dividend tax
3663.96
Other appropriations
1662360.00
1292030.00
1035060.00
826600.00
703397.14
Equity Dividend %
1950.00
1900.00
1550.00
650.00
250.00
Earnings Per Share
84.00
82.00
69.00
58.00
50.00
Adjusted EPS
84.00
82.00
69.00
58.00
50.00