Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
235654.75
178117.77
143815.32
143140.76
135903.90
Interest / Discount on advances / Bills
191012.99
145078.82
115643.11
113531.37
110451.81
Interest on balances with RBI and other Inter-bank funds
3388.72
2062.52
2202.67
3681.64
1399.64
Income on investments
36857.00
27818.77
23164.92
23382.86
21854.99
Others
4396.04
3157.66
2804.62
2544.89
2197.47
Other Income
32164.76
24362.37
21209.33
19716.54
18818.11
Commission,exchange and brokerage
23292.07
18678.01
13228.65
10494.55
9640.54
Profit / (loss)on sale of investments(net)
2659.74
902.44
3886.88
6108.19
6079.25
Profit on sale of Fixed Assets
84.33
8.30
53.30
17.99
51.72
Foreign Exchange Gains
2106.43
2971.39
2420.16
1939.99
2183.13
Income earned from subsidiaries/joint venture
Provisions Written Back
1791.35
810.11
522.42
Miscellaneous income
4022.19
1802.24
-171.01
345.71
341.05
Total Income
267819.52
202480.15
165024.65
162857.29
154722.02
Interest Expended
144946.71
99752.39
79593.79
84349.58
86783.09
Intereston Deposits
126990.91
86127.81
73322.89
78045.40
81003.65
Interest on RBI / inter-bank borrowings
1839.46
906.54
358.48
419.65
914.10
Other Interest
16116.35
12718.04
5912.42
5884.53
4865.34
Operating Expenses
67666.96
52112.05
45921.46
38986.64
35467.07
Payments to and provisions for employees
31797.00
24402.44
25116.60
21720.18
18759.80
Rent,Taxes and lighting
5227.96
4302.50
3655.87
3190.46
3217.22
Depreciation on Banks property
2339.50
1821.77
1388.98
1149.20
1257.27
Depreciation on leased assets
Auditor's fees and expenses
57.81
63.19
78.28
85.02
95.59
Law charges
708.90
544.43
316.51
194.30
208.71
Communication Expenses
1444.21
1256.73
912.63
819.00
787.68
Repairs and Maintenance
1238.02
1152.57
858.13
700.50
760.41
Insurance
2863.29
2318.90
2145.71
1929.06
1427.81
Other expenses
21990.26
16249.52
11448.76
9198.92
8952.58
Provisions and Contingencies
2595.85
7986.27
13046.63
17435.41
11872.18
Provision for investments
12.60
-66.80
-7.20
289.00
635.00
Provision for advances
2624.20
7728.40
12719.50
16969.90
1171.90
Others Provisions
-40.95
324.67
334.33
176.51
10065.28
Profit Before Tax
52610.00
42629.43
26462.76
22085.66
20599.67
Taxes
13334.70
10871.80
6808.80
5613.60
5072.00
Current Income Tax
12270.30
10859.30
8452.50
5833.10
5072.00
Deferred Tax
1064.40
12.50
-1643.70
-219.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
39275.30
31757.63
19653.96
16472.06
15527.67
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1261.65
-453.11
-277.50
-152.36
-172.56
Share of Associate
365.06
340.60
310.28
323.64
377.09
Consolidated Net Profit
38378.71
31645.12
19686.74
16643.34
15732.20
IV. APPROPRIATIONS
96008.84
75185.40
54644.88
44060.69
38479.83
Transfer to Statutory Reserve
9569.52
7773.05
4870.85
4062.47
3915.46
Appropriation to General Reserve
Appropriation to Revenue Reserve
5542.52
4265.75
2667.21
2295.72
1474.61
Appropriation to Other Reserves
Corporate dividend tax
571.90
Other appropriations
80896.80
63146.60
47106.82
37702.49
32517.87
Equity Dividend %
60.00
50.00
90.00
35.00
Earnings Per Share
16.00
15.00
9.00
8.00
8.00
Adjusted EPS
16.00
15.00
9.00
8.00
8.00