Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
1183792.16
945026.17
733854.56
743139.78
788946.98
Interest / Discount on advances / Bills
876476.87
661405.17
507506.64
514272.16
554910.73
Interest on balances with RBI and other Inter-bank funds
19342.30
16137.02
11382.85
16933.04
21601.51
Income on investments
278421.41
248010.56
195360.69
192753.81
192335.96
Others
9551.58
19473.42
19604.37
19180.78
20098.78
Other Income
233994.87
162753.60
143947.31
152536.49
121913.32
Commission,exchange and brokerage
37109.01
30997.08
28971.55
26215.04
26761.47
Profit / (loss)on sale of investments(net)
24845.03
15359.65
30556.37
34162.62
27778.41
Profit on sale of Fixed Assets
63.14
143.31
42.35
2712.52
35.66
Foreign Exchange Gains
13272.18
6903.49
11859.11
10780.72
10207.71
Income earned from subsidiaries/joint venture
Miscellaneous income
158705.51
109350.07
72517.93
78665.59
57130.07
Total Income
1417787.03
1107779.77
877801.87
895676.27
910860.29
Interest Expended
698990.76
499421.69
388154.73
432011.80
500398.91
Intereston Deposits
612811.07
428881.62
344139.49
387022.89
448564.84
Interest on RBI / inter-bank borrowings
56271.04
44182.31
17389.60
18400.13
26834.84
Other Interest
29908.64
26357.76
26625.64
26588.79
24999.22
Operating Expenses
343368.10
306444.64
248387.92
231174.70
213714.81
Payments to and provisions for employees
169666.92
143474.04
126438.31
119933.77
100744.41
Rent,Taxes and lighting
17755.37
16749.14
15526.16
15847.93
15839.73
Depreciation on Banks property
16325.07
19812.05
14004.86
13219.20
16972.27
Depreciation on leased assets
610.20
506.52
377.54
353.85
Auditor's fees and expenses
1047.56
919.42
906.29
817.64
1079.74
Law charges
3937.26
2417.16
2034.71
1746.44
1688.58
Communication Expenses
2646.91
2050.61
1512.01
2101.64
2143.98
Repairs and Maintenance
10947.58
10515.56
10123.19
11258.97
11475.31
Insurance
17562.22
15420.38
14003.68
13742.52
10811.55
Other expenses
102869.00
94579.76
63461.16
52152.74
52959.23
Provisions and Contingencies
117434.64
96267.99
141176.21
168758.11
209085.64
Provision for investments
-283.10
17181.90
5677.40
11028.20
10174.20
Provision for advances
62857.90
52019.90
122951.50
144692.80
199292.30
Others Provisions
54859.84
27066.19
12547.31
13037.11
-380.86
Profit Before Tax
257993.53
205645.46
100083.01
63731.67
-12339.06
Taxes
73897.10
58766.70
23080.70
49192.70
-21760.90
Current Income Tax
73897.10
58766.70
23080.70
49192.70
-21760.90
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
184096.43
146878.76
77002.31
14538.97
9421.84
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1014.92
-1000.11
-832.90
-726.31
-529.62
Share of Associate
4592.29
3173.38
2327.51
1664.00
385.28
Consolidated Net Profit
187673.79
149052.03
78496.92
15476.66
9277.51
IV. APPROPRIATIONS
208536.56
166919.87
-18011.20
-85097.65
20371.53
Transfer to Statutory Reserve
45095.69
35838.78
18311.92
2385.44
1498.99
Appropriation to General Reserve
Appropriation to Revenue Reserve
86036.83
76147.32
10246.20
-618.82
109840.22
Appropriation to Other Reserves
Equity Dividend
39302.35
28442.49
14738.38
Other appropriations
38101.68
26491.28
-61307.70
-86864.27
-90967.68
Equity Dividend %
380.00
275.00
143.00
Earnings Per Share
36.00
29.00
15.00
3.00
2.00
Adjusted EPS
36.00
29.00
15.00
3.00
2.00