Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
457482.14
363679.21
308224.42
289997.97
287828.30
Interest / Discount on advances / Bills
381193.11
299445.18
251434.38
240853.48
240082.46
Interest on balances with RBI and other Inter-bank funds
11570.66
14422.93
12883.62
6773.68
1920.25
Income on investments
62021.92
46916.31
40528.78
38461.08
42821.93
Others
2696.45
2894.79
3377.64
3909.73
3003.67
Other Income
93957.70
81727.71
73447.84
65008.80
69526.72
Commission,exchange and brokerage
66343.97
56461.47
45092.86
34781.45
46158.07
Profit / (loss)on sale of investments(net)
4084.13
653.79
5931.59
14861.94
5525.61
Profit on sale of Fixed Assets
-31.38
-27.79
-11.30
13.79
-86.15
Foreign Exchange Gains
14844.72
17934.45
17308.44
13212.04
15987.32
Income earned from subsidiaries/joint venture
3.00
Miscellaneous income
8716.26
6705.79
5126.25
2139.59
1938.86
Total Income
551439.84
445406.91
381672.26
355006.77
357355.01
Interest Expended
251322.94
187757.97
158215.98
154719.03
167240.86
Intereston Deposits
217084.36
156791.78
124302.86
114590.76
129079.41
Interest on RBI / inter-bank borrowings
9720.57
6115.94
2432.44
5232.33
8024.45
Other Interest
24518.01
24850.25
31480.68
34895.94
30136.99
Operating Expenses
141476.33
113458.67
93107.06
81568.26
81825.87
Payments to and provisions for employees
53739.29
41786.57
34735.41
30392.45
28196.38
Rent,Taxes and lighting
7440.40
6345.80
5664.15
4789.23
4992.28
Depreciation on Banks property
4630.40
4072.06
3520.24
3276.44
2909.45
Depreciation on leased assets
Auditor's fees and expenses
42.06
35.34
32.70
23.57
25.80
Law charges
697.71
624.07
490.47
602.86
696.72
Communication Expenses
2209.56
1726.92
1629.84
1390.51
1568.52
Repairs and Maintenance
4655.81
4010.11
3712.18
3620.18
3814.43
Insurance
5628.92
4964.26
4287.94
3226.50
2805.13
Other expenses
62432.19
49893.55
39034.14
34246.53
36817.16
Provisions and Contingencies
38848.61
44868.33
66021.03
79425.33
46521.03
Provision for investments
5494.50
2999.90
3035.50
6088.10
4749.30
Provision for advances
30837.70
38855.60
41466.10
50597.90
36352.90
Others Provisions
2516.41
3012.83
21519.43
22739.33
5418.83
Profit Before Tax
119791.95
99321.94
64328.20
39294.15
61767.26
Taxes
30022.10
24890.60
16281.80
9995.40
17188.60
Current Income Tax
26316.20
23620.00
18402.50
17039.40
19984.00
Deferred Tax
3705.90
1270.60
-2120.70
-7044.00
-2795.40
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
89769.85
74431.34
48046.40
29298.75
44578.66
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
3.07
3.64
3.98
2.21
3.15
Consolidated Net Profit
89772.92
74434.98
48050.38
29300.96
44581.81
Adjustments to PAT
4433.28
IV. APPROPRIATIONS
331535.93
266958.03
208688.87
164552.95
160097.21
Transfer to Statutory Reserve
22374.45
18474.28
11527.81
7090.98
11044.78
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
309161.48
248483.76
197161.06
157461.97
149052.42
Equity Dividend %
165.00
140.00
85.00
50.00
Earnings Per Share
115.00
96.00
62.00
38.00
64.00
Adjusted EPS
115.00
96.00
62.00
38.00
64.00