Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
1127590.00
874480.00
688460.00
643970.00
637156.80
Interest / Discount on advances / Bills
903140.00
667290.00
510130.00
486040.00
493233.03
Interest on balances with RBI and other Inter-bank funds
9240.00
9070.00
15290.00
10400.00
10987.12
Income on investments
200820.00
182240.00
146580.00
125850.00
112793.39
Others
14390.00
15880.00
16460.00
21690.00
20143.25
Other Income
252300.00
183490.00
172680.00
135770.00
163419.94
Commission,exchange and brokerage
210240.00
162850.00
134460.00
108200.00
107527.48
Profit / (loss)on sale of investments(net)
14380.00
3590.00
11580.00
23370.00
21872.95
Profit on sale of Fixed Assets
-40.00
-80.00
-60.00
-90.00
-50.82
Foreign Exchange Gains
19360.00
18040.00
19130.00
15800.00
15806.07
Income earned from subsidiaries/joint venture
Miscellaneous income
8370.00
-910.00
7560.00
-11520.00
18264.26
Total Income
1379890.00
1057970.00
861140.00
779740.00
800576.74
Interest Expended
613910.00
433890.00
349230.00
346270.00
379959.41
Intereston Deposits
455110.00
317170.00
266780.00
265690.00
294108.05
Interest on RBI / inter-bank borrowings
22800.00
22720.00
10220.00
14940.00
20440.78
Other Interest
136000.00
94000.00
72230.00
65650.00
65410.58
Operating Expenses
372430.00
408700.00
248240.00
191750.00
180657.59
Payments to and provisions for employees
121940.00
96650.00
84140.00
67690.00
58199.62
Rent,Taxes and lighting
18340.00
14810.00
13770.00
11990.00
11714.18
Depreciation on Banks property
13850.00
131430.00
10460.00
9760.00
8060.74
Depreciation on leased assets
30.00
20.00
30.00
40.00
Auditor's fees and expenses
90.00
80.00
70.00
40.00
35.98
Law charges
1930.00
1840.00
2140.00
1240.00
1237.45
Communication Expenses
4480.00
3890.00
3080.00
3170.00
2887.73
Repairs and Maintenance
19390.00
15950.00
14500.00
12460.00
11860.45
Insurance
16110.00
14260.00
12900.00
10030.00
7518.41
Other expenses
176270.00
129760.00
107160.00
75340.00
79143.04
Provisions and Contingencies
41780.00
29170.00
74380.00
144220.00
187159.30
Provision for investments
1359.90
Provision for advances
40040.00
38220.00
52130.00
111130.00
128353.00
Others Provisions
1740.00
-9050.00
22250.00
33090.00
57446.40
Profit Before Tax
351780.00
186210.00
189290.00
97500.00
52800.45
Taxes
87540.00
77690.00
47650.00
24980.00
34012.90
Current Income Tax
77840.00
67210.00
46020.00
27570.00
30768.80
Deferred Tax
9710.00
10470.00
1630.00
-2590.00
3244.10
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
264240.00
108530.00
141640.00
72520.00
18787.55
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1060.00
-1000.00
-880.00
-570.00
-256.41
Share of Associate
690.00
660.00
430.00
Consolidated Net Profit
263860.00
108180.00
141190.00
71960.00
18531.14
IV. APPROPRIATIONS
741550.00
514230.00
455860.00
343210.00
269706.37
Transfer to Statutory Reserve
63350.00
25110.00
33260.00
16890.00
4454.54
Appropriation to General Reserve
20.00
20.00
20.00
180.00
34.14
Appropriation to Revenue Reserve
Appropriation to Other Reserves
8.50
Equity Dividend
3080.00
3070.00
Other appropriations
675100.00
486030.00
422580.00
326130.00
265209.19
Equity Dividend %
50.00
50.00
50.00
Earnings Per Share
85.00
35.00
46.00
23.00
7.00
Adjusted EPS
85.00
35.00
46.00
23.00
7.00