Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
1003755.71
811631.82
682296.57
693114.56
374792.19
Interest / Discount on advances / Bills
721562.94
568745.75
452933.29
458344.67
251529.34
Interest on balances with RBI and other Inter-bank funds
48908.92
21317.91
21439.54
16106.39
12056.37
Income on investments
228290.42
216356.46
201594.68
210354.16
107357.71
Others
4993.42
5211.70
6329.06
8309.35
3848.77
Other Income
178127.88
159153.53
135244.13
143067.23
57892.73
Commission,exchange and brokerage
23413.73
21870.99
17190.49
12160.23
5457.36
Profit / (loss)on sale of investments(net)
17915.61
8624.18
35244.50
43296.43
14200.37
Profit on sale of Fixed Assets
21.69
-14.86
-3.49
205.85
-39.45
Foreign Exchange Gains
9190.01
8133.57
6083.68
4340.88
5570.19
Income earned from subsidiaries/joint venture
Miscellaneous income
127586.84
120539.65
76728.95
83063.85
32704.26
Total Income
1181883.59
970785.35
817540.70
836181.79
432684.91
Interest Expended
633637.02
480328.45
401784.65
441123.99
258368.11
Intereston Deposits
586299.27
443831.97
374718.77
408359.05
240491.50
Interest on RBI / inter-bank borrowings
29897.03
18504.01
10560.98
14923.54
8440.29
Other Interest
17440.72
17992.48
16504.91
17841.40
9436.33
Operating Expenses
265058.27
234873.03
197026.12
197515.21
81878.75
Payments to and provisions for employees
145932.29
125240.04
102636.66
94910.22
34638.51
Rent,Taxes and lighting
11042.76
10823.28
10829.33
11206.35
6289.26
Depreciation on Banks property
8959.33
7445.67
7448.15
9081.50
4171.98
Depreciation on leased assets
Auditor's fees and expenses
694.96
744.95
670.85
1094.89
411.31
Law charges
1857.13
1737.12
1525.87
1366.14
690.23
Communication Expenses
3988.33
3223.48
3125.47
2336.29
1576.96
Repairs and Maintenance
3546.83
3733.26
3375.67
3662.62
1268.09
Insurance
12635.11
13750.45
11658.85
12098.69
5609.56
Other expenses
76401.53
68174.78
55755.27
61758.51
27222.86
Provisions and Contingencies
68106.02
134118.44
133066.52
174270.80
133950.24
Provision for investments
-3552.00
19155.30
2004.80
4320.90
3723.70
Provision for advances
71108.00
115184.00
133827.90
149800.80
99704.80
Others Provisions
550.02
-220.86
-2766.18
20149.10
30521.74
Profit Before Tax
215082.29
121465.43
85663.42
23271.79
-41512.20
Taxes
77992.80
37162.00
33578.40
-5008.40
-11103.90
Current Income Tax
77992.80
37162.00
33578.40
-5008.40
-11103.90
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
137089.49
84303.43
52085.02
28280.19
-30408.30
Extra items
0.00
0.00
0.00
0.00
0.00
Share of Associate
881.70
813.20
568.19
353.80
-800.59
Consolidated Net Profit
137971.19
85116.64
52653.21
28633.99
-31208.89
IV. APPROPRIATIONS
143803.23
85116.64
52653.24
28634.02
-115210.97
Transfer to Statutory Reserve
34285.27
21083.19
13193.99
7335.68
Appropriation to General Reserve
Appropriation to Revenue Reserve
66081.02
34814.63
2471.84
-496.43
-2223.00
Appropriation to Other Reserves
Equity Dividend
27480.98
20504.31
12986.02
Other appropriations
15955.96
8714.50
24001.39
21794.77
-112987.97
Equity Dividend %
36.00
30.00
19.00
Earnings Per Share
18.00
12.00
8.00
4.00
-9.00
Adjusted EPS
18.00
12.00
8.00
4.00
-9.00