Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
1105187.52
858847.26
706137.86
702532.70
497587.54
Interest / Discount on advances / Bills
782056.69
613717.95
498797.93
504224.08
360604.61
Interest on balances with RBI and other Inter-bank funds
42494.56
29616.20
21736.29
18613.29
14091.75
Income on investments
245171.89
210036.64
181639.18
178617.65
121653.15
Others
35464.38
5476.47
3964.47
1077.68
1238.03
Other Income
286461.83
253250.36
236430.99
230861.78
117994.04
Commission,exchange and brokerage
21323.77
16141.24
14184.83
18468.18
12341.24
Profit / (loss)on sale of investments(net)
19185.90
14371.83
37485.61
40661.73
7161.17
Profit on sale of Fixed Assets
163.12
3087.99
144.21
287.03
-13.41
Foreign Exchange Gains
7656.30
22456.32
28140.88
18831.33
11162.32
Income earned from subsidiaries/joint venture
Miscellaneous income
238132.74
197192.98
156475.47
152613.51
87342.73
Total Income
1391649.35
1112097.62
942568.85
933394.48
615581.58
Interest Expended
721175.86
529900.64
430354.70
451824.97
358171.86
Intereston Deposits
662788.34
487994.64
397537.27
421054.52
335278.39
Interest on RBI / inter-bank borrowings
28983.42
17651.37
12602.56
10596.72
11711.13
Other Interest
29404.10
24254.64
20214.87
20173.73
11182.34
Operating Expenses
373368.65
302454.19
279236.99
282848.97
160669.65
Payments to and provisions for employees
171122.73
142927.47
132087.35
130994.78
75011.16
Rent,Taxes and lighting
12006.10
11473.93
11565.09
11654.46
8241.69
Depreciation on Banks property
9017.34
10209.56
8410.52
8380.35
4459.08
Depreciation on leased assets
Auditor's fees and expenses
812.78
743.64
681.51
1169.99
566.26
Law charges
2085.73
2034.34
1179.02
854.25
731.65
Communication Expenses
1432.54
1504.94
1198.82
1483.24
824.81
Repairs and Maintenance
7879.12
6807.37
6723.52
5505.51
3281.19
Insurance
13815.26
12191.78
8776.07
10702.56
5507.82
Other expenses
155197.06
114561.17
108615.11
112103.82
62045.98
Provisions and Contingencies
97109.28
135476.23
141527.19
159904.99
111875.11
Provision for investments
9109.20
28017.10
14329.00
522.10
-1365.00
Provision for advances
92397.10
100780.30
96346.40
141764.70
110389.70
Others Provisions
-4397.03
6678.83
30851.79
17618.19
2850.41
Profit Before Tax
199995.56
144266.56
91449.97
38815.55
-15135.04
Taxes
52172.00
36188.60
33499.00
11795.70
5090.00
Current Income Tax
52172.00
36188.60
33499.00
11795.70
5090.00
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
147823.56
108077.96
57950.97
27019.85
-20225.04
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1223.53
-898.44
-336.04
-659.61
-654.25
Share of Associate
6185.61
5367.94
3633.29
2545.81
1014.97
Consolidated Net Profit
152785.64
112547.46
61248.22
28906.05
-19864.32
IV. APPROPRIATIONS
152785.64
112547.46
61248.22
28906.05
-19864.32
Transfer to Statutory Reserve
36385.80
26509.41
14196.03
6393.94
Appropriation to General Reserve
Appropriation to Revenue Reserve
71135.19
37224.53
28662.86
3330.28
-19864.32
Appropriation to Other Reserves
Equity Dividend
29207.50
21769.56
11791.85
Other appropriations
16057.16
27043.95
6597.48
19181.83
0.00
Equity Dividend %
161.00
120.00
65.00
Earnings Per Share
84.00
62.00
34.00
18.00
-19.00
Adjusted EPS
17.00
12.00
7.00
4.00
-4.00