Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
82985.10
72202.32
62216.64
62324.15
64747.70
Interest / Discount on advances / Bills
65247.77
55849.07
47378.84
49372.92
51558.42
Interest on balances with RBI and other Inter-bank funds
180.68
15.80
318.89
299.71
445.98
Income on investments
15001.78
14223.49
13101.19
11423.54
11601.32
Others
2554.87
2113.95
1417.72
1227.98
1141.99
Other Income
13189.73
9925.75
9538.77
14042.02
12616.25
Commission,exchange and brokerage
6125.66
5614.69
4161.36
3558.61
4121.00
Profit / (loss)on sale of investments(net)
87.24
192.46
486.57
6247.89
4002.94
Profit on sale of Fixed Assets
4.17
-3.01
-8.52
-18.85
-7.07
Foreign Exchange Gains
109.21
115.83
203.84
169.36
182.85
Income earned from subsidiaries/joint venture
Miscellaneous income
6863.46
4005.79
4695.52
4085.01
4316.54
Total Income
96174.83
82128.07
71755.41
76366.16
77363.95
Interest Expended
49997.70
40351.20
37306.20
40492.17
44444.12
Intereston Deposits
47796.50
37868.54
35846.39
38507.74
42041.46
Interest on RBI / inter-bank borrowings
253.76
533.46
394.25
414.21
258.80
Other Interest
1947.45
1949.20
1065.56
1570.23
2143.86
Operating Expenses
24541.57
19700.22
18115.52
16792.29
16352.18
Payments to and provisions for employees
13817.64
10734.63
10161.99
9133.13
8970.02
Rent,Taxes and lighting
1776.68
1574.14
1463.41
1430.52
1469.06
Depreciation on Banks property
718.79
864.43
736.74
735.23
637.65
Depreciation on leased assets
Auditor's fees and expenses
55.72
31.28
28.54
43.55
42.51
Law charges
142.90
124.80
98.10
102.69
74.78
Communication Expenses
269.90
281.23
267.99
247.36
203.13
Repairs and Maintenance
1006.23
710.66
578.88
513.06
453.40
Insurance
1125.56
1030.29
944.94
950.68
759.21
Other expenses
5628.15
4348.77
3834.92
3636.10
3742.42
Provisions and Contingencies
6004.91
7671.82
9394.36
12963.51
11347.39
Provision for investments
-82.70
100.00
56.50
-50.00
Provision for advances
5899.30
7684.60
9176.90
Others Provisions
188.31
-12.78
117.46
12907.01
11397.39
Profit Before Tax
15630.65
14404.82
6939.33
6118.19
5220.27
Taxes
2564.50
2608.00
1859.40
1293.60
902.50
Current Income Tax
2564.50
2608.00
1859.40
1293.60
902.50
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
13066.15
11796.82
5079.93
4824.59
4317.77
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
13066.15
11796.82
5079.93
4824.59
4317.77
IV. APPROPRIATIONS
14712.34
13147.63
5933.56
5841.40
5514.26
Transfer to Statutory Reserve
3270.00
2960.00
1500.00
1250.00
1100.00
Appropriation to General Reserve
Appropriation to Revenue Reserve
6480.00
5900.00
2100.00
1000.00
300.00
Appropriation to Other Reserves
Corporate dividend tax
203.19
Other appropriations
4962.34
4287.63
2333.56
3591.40
3911.07
Equity Dividend %
55.00
50.00
40.00
18.00
Earnings Per Share
35.00
38.00
16.00
16.00
14.00
Adjusted EPS
35.00
38.00
16.00
16.00
14.00