Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
308489.21
256571.00
229033.40
228295.28
236755.90
Interest / Discount on advances / Bills
198220.68
150253.62
115998.70
117326.97
126092.66
Interest on balances with RBI and other Inter-bank funds
11202.93
14438.27
12381.06
6760.47
4808.90
Income on investments
95139.13
87184.23
92660.40
100138.79
99249.41
Others
3926.47
4694.89
7993.24
4069.06
6604.93
Other Income
47130.61
40844.94
29674.90
31107.69
36223.98
Commission,exchange and brokerage
18384.70
17869.43
14247.40
11159.51
11378.45
Profit / (loss)on sale of investments(net)
6368.62
2736.83
4909.71
13290.11
12149.42
Profit on sale of Fixed Assets
-146.64
-13.40
91.00
-209.96
-224.13
Foreign Exchange Gains
2474.43
3034.88
1992.44
866.92
2303.83
Income earned from subsidiaries/joint venture
Miscellaneous income
20049.50
17217.20
8434.34
6001.11
10616.40
Total Income
355619.82
297415.94
258708.29
259402.96
272979.88
Interest Expended
178823.69
139051.02
133608.79
145429.61
160045.61
Intereston Deposits
169488.56
134273.34
128787.02
139917.40
154000.68
Interest on RBI / inter-bank borrowings
3387.50
1057.78
854.85
620.93
804.92
Other Interest
5947.64
3719.90
3966.91
4891.28
5240.01
Operating Expenses
102748.95
89099.98
72770.73
67986.09
69389.95
Payments to and provisions for employees
63257.71
56156.97
44821.47
41502.34
42258.65
Rent,Taxes and lighting
5975.20
5285.76
4832.32
4954.18
4953.35
Depreciation on Banks property
4998.34
3859.80
2967.65
2925.29
2854.81
Depreciation on leased assets
Auditor's fees and expenses
329.21
354.76
308.70
387.07
282.93
Law charges
371.47
273.40
190.64
163.22
346.07
Communication Expenses
883.20
937.90
949.68
971.75
907.57
Repairs and Maintenance
1482.44
1474.94
1620.90
1167.40
1045.43
Insurance
4683.11
4414.49
4280.66
3786.20
Other expenses
20768.26
16341.97
12798.71
15914.85
12954.95
Provisions and Contingencies
33244.08
42540.23
34962.47
59132.42
52698.84
Provision for investments
-2649.00
2145.90
6467.40
3565.70
10655.40
Provision for advances
34095.70
39930.40
28350.20
55155.30
42591.74
Others Provisions
1797.38
463.93
144.87
411.42
-548.30
Profit Before Tax
40803.10
26724.71
17366.30
-13145.16
-9154.52
Taxes
15043.30
10631.40
6721.30
-4360.30
2118.60
Current Income Tax
15043.30
10631.40
6721.30
-4360.30
2118.60
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
25759.80
16093.31
10645.00
-8784.86
-11273.12
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-89.36
-96.15
-71.59
-52.23
-36.41
Share of Associate
1006.37
790.62
184.50
-1164.02
-1247.71
Consolidated Net Profit
26676.81
16787.78
10757.92
-10001.10
-12557.23
IV. APPROPRIATIONS
36924.32
16245.50
-176651.16
-184288.05
-172658.34
Transfer to Statutory Reserve
6372.65
3955.50
2612.10
Appropriation to General Reserve
Appropriation to Revenue Reserve
19.24
10.30
12.52
13.30
Appropriation to Other Reserves
Corporate dividend tax
4.11
Other appropriations
30532.44
12279.70
-179263.26
-184300.57
-172675.76
Earnings Per Share
3.00
2.00
1.00
-2.00
-2.00
Adjusted EPS
3.00
2.00
1.00
-2.00
-2.00