Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Operating Income
22374.20
15491.60
13770.50
13758.60
15009.10
Interest income
18817.60
12489.70
12277.30
11671.60
11100.10
Portfolio management services
Dividend income
0.00
0.30
0.20
Brokerages & commissions
653.70
767.40
812.70
955.60
1377.80
Processing fees and other charges
45.60
13.30
17.70
10.60
12.40
Other Operating Income
2857.30
2221.20
662.50
1120.80
2518.60
Operating Income (Net)
22374.20
15491.60
13770.50
13758.60
15009.10
Increase/Decrease in Stock
Employee Cost
4479.10
3876.00
3931.20
3373.30
3513.50
Salaries, Wages & Bonus
4089.30
3534.10
3536.60
3082.00
3077.50
Contributions to EPF & Pension Funds
335.00
294.60
347.30
269.70
364.30
Workmen and Staff Welfare Expenses
54.80
47.30
47.90
28.00
52.10
Other Employees Cost
0.00
0.00
-0.60
-6.40
19.60
Operating & Establishment Expenses
255.20
285.80
302.20
304.20
321.30
Software & Technical expenses
11.90
11.90
8.60
10.20
14.20
Commission, Brokerage & Discounts
Rent , Rates & Taxes
139.70
157.10
178.70
178.90
175.60
Repairs and Maintenance
70.50
73.80
59.10
59.10
62.80
Insurance
33.10
43.10
55.80
56.00
68.80
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
923.20
737.10
502.80
493.80
669.40
Printing and stationery
63.50
59.20
44.40
45.40
47.00
Professional and legal fees
238.10
163.10
157.10
182.20
273.70
Advertisement & Sales Promotion
43.90
24.20
10.50
11.10
25.70
Other General Expenses
577.70
490.60
290.80
255.10
323.10
Provisions and Contingencies
1823.10
6186.80
2265.20
3239.50
2359.50
Provisions for contingencies
Bad debts /advances written off
Provision for doubtful debts
11.50
2.50
1.60
27.40
47.90
Losson disposal of fixed assets(net)
5.00
2.30
Losson foreign exchange fluctuations
18.90
Losson sale of non-trade current investments
1.10
Other Miscellaneous Expenses
1806.60
6184.30
2261.30
3211.00
2292.70
Less: Expenses Capitalised
Total Expenditure
7480.70
11085.80
7001.50
7410.70
6863.70
Operating Profit (Excl OI)
14893.40
4405.80
6769.00
6347.90
8145.40
Other Income
172.30
1997.80
40.90
85.10
39.20
Other Interest Income
11.70
7.00
12.90
Profit on sale of Fixed Assets
1.50
1.00
0.30
1.00
0.30
Income from investments
3.30
Provision Written Back
1926.90
Others
159.10
69.90
33.70
67.90
38.90
Operating Profit
15065.70
6403.70
6809.90
6433.00
8184.60
Interest
9010.20
6167.30
6307.20
6379.70
5892.90
Loans
1330.80
1270.40
1852.10
4074.40
3986.30
Bonds / Debentures
7005.00
4162.40
3656.10
1481.30
1113.10
Other Interest
674.40
734.50
799.00
824.00
793.50
Depreciation
226.60
183.90
161.00
150.80
175.40
Profit Before Taxation & Exceptional Items
5828.90
52.40
341.80
-97.50
2116.30
Exceptional Income / Expenses
Profit Before Tax
5828.90
52.40
341.80
-97.50
2116.30
Provision for Tax
1469.50
4.30
134.80
42.30
566.50
Current Income Tax
695.00
19.40
319.70
480.20
557.50
Deferred Tax
774.50
9.20
-205.50
-477.10
9.00
Other taxes
0.00
-24.30
20.60
39.20
0.00
Profit After Tax
4359.40
48.10
207.00
-139.80
1549.70
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
4359.40
48.10
207.00
-139.80
1549.70
Profit Balance B/F
1973.50
2486.50
2600.80
2738.80
1504.40
Appropriations
6332.90
2534.60
2807.80
2598.90
3054.20
Other Appropriation
6332.90
2534.60
2807.80
2598.90
3054.20
Earnings Per Share
40.00
1.00
3.00
-2.00
30.00
Adjusted EPS
40.00
1.00
3.00
-2.00
28.00