Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
54864.03
41618.78
34596.69
31944.13
26454.44
Interest / Discount on advances / Bills
49209.63
37647.25
31391.22
29008.29
24200.07
Interest on balances with RBI and other Inter-bank funds
256.88
815.44
744.02
742.00
677.86
Income on investments
5397.53
3156.09
2461.45
2193.85
1576.52
Other Income
7986.71
6695.86
5375.57
4180.55
2823.52
Commission,exchange and brokerage
3911.14
3189.62
3413.68
264.91
210.41
Profit / (loss)on sale of investments(net)
1043.21
213.65
426.36
447.04
33.77
Profit on sale of Fixed Assets
2.81
-0.41
-3.07
0.37
-2.60
Income earned from subsidiaries/joint venture
Miscellaneous income
3029.55
3293.00
1538.59
3468.23
2581.93
Total Income
62850.74
48314.64
39972.26
36124.68
29277.96
Interest Expended
24066.43
16171.54
14211.34
13964.53
11501.38
Intereston Deposits
21459.70
13583.02
11353.34
9696.68
7381.19
Interest on RBI / inter-bank borrowings
600.83
560.89
192.67
134.63
273.28
Other Interest
2005.90
2027.63
2665.33
4133.22
3846.92
Operating Expenses
25010.67
20383.02
17041.45
13294.29
11800.79
Payments to and provisions for employees
13688.30
10966.76
8982.08
7914.50
7097.89
Rent,Taxes and lighting
1776.68
1522.88
1321.04
1042.61
980.92
Depreciation on Banks property
1344.16
845.38
752.83
764.33
964.55
Depreciation on leased assets
Auditor's fees and expenses
9.91
12.42
10.17
7.27
9.65
Law charges
505.83
467.24
300.83
214.68
235.48
Communication Expenses
327.73
303.98
274.20
194.30
211.11
Repairs and Maintenance
354.61
357.86
245.50
219.14
215.60
Insurance
24.63
18.23
183.75
117.11
82.49
Other expenses
6978.83
5888.27
4971.06
2820.35
2003.11
Provisions and Contingencies
3142.34
4071.97
4938.35
3753.23
2466.43
Provision for investments
472.90
403.30
Provision for advances
2646.30
3658.80
3676.40
4326.40
1470.50
Others Provisions
23.14
9.87
1261.95
-573.17
995.93
Profit Before Tax
10631.30
7688.11
3781.12
5112.63
3509.35
Taxes
2641.70
1952.20
973.80
1270.40
1073.00
Current Income Tax
2763.60
1688.10
1577.70
1669.20
1330.80
Deferred Tax
-121.90
264.10
-603.90
-398.80
-257.80
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
7989.60
5735.91
2807.32
3842.23
2436.35
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
7989.60
5735.91
2807.32
3842.23
2436.35
Adjustments to PAT
4.83
-8782.55
IV. APPROPRIATIONS
13980.82
7921.35
11789.70
10273.62
7116.44
Transfer to Statutory Reserve
1997.40
1433.98
701.83
960.56
609.09
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
11983.42
6487.38
11087.87
9313.06
6507.35
Equity Dividend %
10.00
10.00
Earnings Per Share
7.00
5.00
2.00
3.00
2.00
Adjusted EPS
7.00
5.00
2.00
3.00
2.00