Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
105547.13
82054.08
59217.31
49500.52
42858.84
Interest / Discount on advances / Bills
84421.48
68470.18
49474.77
39473.63
34148.38
Interest on balances with RBI and other Inter-bank funds
668.80
582.77
870.81
850.07
258.04
Income on investments
16323.88
11898.84
7805.32
7730.43
6134.69
Others
4132.98
1102.29
1066.41
1446.39
2317.74
Other Income
17458.93
10344.64
9936.94
14209.33
7060.92
Commission,exchange and brokerage
16225.40
9851.00
6126.41
4282.87
4291.44
Profit / (loss)on sale of investments(net)
517.49
-442.79
1429.70
8542.01
1725.73
Profit on sale of Fixed Assets
-13.96
-6.63
-6.37
-9.30
-11.11
Foreign Exchange Gains
0.89
Income earned from subsidiaries/joint venture
Miscellaneous income
729.11
943.06
2387.21
1393.75
1054.87
Total Income
123006.06
92398.73
69154.25
63709.84
49919.76
Interest Expended
53976.29
37801.26
26876.06
25846.10
23769.44
Intereston Deposits
49322.08
33389.42
22635.37
18572.10
16054.67
Interest on RBI / inter-bank borrowings
154.40
126.11
109.91
495.92
812.95
Other Interest
4499.82
4285.73
4130.78
6778.08
6901.82
Operating Expenses
44648.04
34402.70
24127.74
16584.25
14178.59
Payments to and provisions for employees
21036.81
17930.28
13789.22
9801.73
7596.18
Rent,Taxes and lighting
2049.38
1873.18
1376.17
989.30
988.02
Depreciation on Banks property
2254.44
1854.18
1401.67
1043.69
886.18
Depreciation on leased assets
Auditor's fees and expenses
26.86
19.12
20.08
14.08
17.19
Law charges
806.84
689.24
333.90
226.20
221.26
Communication Expenses
994.65
836.37
642.94
381.87
288.61
Repairs and Maintenance
2326.64
1689.22
1253.46
923.07
810.84
Insurance
880.28
669.10
451.78
321.72
199.55
Other expenses
14272.13
8842.01
4858.52
2882.58
3170.76
Provisions and Contingencies
4387.44
1548.31
3609.71
6694.45
2831.99
Provision for investments
-0.40
Provision for advances
5385.50
2434.20
2067.10
7057.70
925.80
Others Provisions
-998.06
-885.89
1542.61
-363.25
1906.59
Profit Before Tax
19994.29
18646.45
14540.74
14585.05
9139.75
Taxes
4647.10
4367.20
3242.40
2878.20
2391.90
Current Income Tax
4879.70
3873.70
3658.20
3477.20
2689.20
Deferred Tax
-232.60
493.50
-415.80
-599.00
-297.30
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
15347.19
14279.25
11298.34
11706.85
6747.85
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
15347.19
14279.25
11298.34
11706.85
6747.85
IV. APPROPRIATIONS
58218.56
48103.46
38209.36
30580.03
22468.12
Transfer to Statutory Reserve
3836.80
3569.81
2824.59
2926.71
1686.96
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
54381.76
44533.65
35384.78
27653.32
20781.16
Equity Dividend %
10.00
10.00
10.00
Earnings Per Share
23.00
21.00
36.00
37.00
22.00
Adjusted EPS
23.00
21.00
18.00
19.00
11.00