Select year
(Rs.in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Interest Earned
56771.54
41649.95
28127.99
28060.66
27035.99
Interest / Discount on advances / Bills
49730.13
37077.66
25757.79
26003.79
25517.14
Interest on balances with RBI and other Inter-bank funds
105.57
180.59
518.83
327.11
77.26
Income on investments
6786.15
4108.29
1851.37
1729.76
1386.98
Other Income
7867.52
5891.91
3598.87
3023.09
3222.15
Commission,exchange and brokerage
5076.86
3609.70
2451.55
1562.55
2127.07
Profit / (loss)on sale of investments(net)
240.29
17.84
177.09
559.46
55.29
Profit on sale of Fixed Assets
-14.72
-6.70
-19.97
-7.69
-1.87
Income earned from subsidiaries/joint venture
0.70
Miscellaneous income
2565.09
2271.08
989.49
908.77
1041.66
Total Income
64639.06
47541.86
31726.86
31083.75
30258.14
Interest Expended
22677.04
14670.93
10392.07
10775.14
10700.07
Intereston Deposits
20307.06
13152.05
8934.25
7811.81
7318.92
Interest on RBI / inter-bank borrowings
885.69
511.67
243.61
264.15
419.76
Other Interest
1484.29
1007.21
1214.21
2699.18
2961.39
Operating Expenses
22790.99
18020.60
14963.81
12300.77
13185.76
Payments to and provisions for employees
11831.82
9202.54
8126.00
7487.81
7184.89
Rent,Taxes and lighting
1783.06
1369.44
1151.69
905.91
1425.29
Depreciation on Banks property
982.90
902.79
804.43
768.01
726.29
Depreciation on leased assets
Auditor's fees and expenses
19.59
14.09
12.87
9.40
8.67
Law charges
91.19
83.14
53.95
29.25
63.44
Communication Expenses
539.46
417.30
355.76
307.34
341.63
Repairs and Maintenance
493.37
392.46
305.37
745.23
749.18
Insurance
296.13
197.23
132.52
106.83
69.82
Other expenses
6753.48
5441.62
4021.22
1941.00
2616.56
Provisions and Contingencies
2149.38
177.96
11874.57
7905.86
1709.92
Provision for investments
Provision for advances
2149.45
175.70
Others Provisions
-0.07
2.25
11874.57
7905.86
1709.92
Profit Before Tax
17021.66
14672.38
-5503.59
101.98
4662.40
Taxes
4206.75
3673.16
-1357.68
19.01
1163.21
Current Income Tax
4061.09
2920.70
-2715.36
-1672.05
1143.92
Deferred Tax
145.66
752.46
1357.68
1691.06
19.29
Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
12814.91
10999.22
-4145.90
82.97
3499.19
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
12814.91
10999.22
-4145.90
82.97
3499.19
IV. APPROPRIATIONS
17883.60
10275.70
-709.66
3703.08
4682.81
Transfer to Statutory Reserve
3203.73
2749.80
20.74
874.80
Appropriation to General Reserve
Appropriation to Revenue Reserve
Appropriation to Other Reserves
Other appropriations
14679.88
7525.90
-709.66
3682.34
3808.02
Equity Dividend %
15.00
13.00
Earnings Per Share
25.00
6.00
-2.00
0.00
2.00
Adjusted EPS
25.00
6.00
-2.00
0.00
2.00